Moscow Mills Homes under $400,000

Moscow Mills Homes under $400,000

Welcome to Moscow Mills, Missouri—a charming town nestled in the heart of Lincoln County. Known for its friendly atmosphere and picturesque landscapes, Moscow Mills offers a delightful blend of small-town charm and modern conveniences. With its rich history and vibrant community spirit, this city is an ideal place for families, retirees, and anyone looking to enjoy a peaceful lifestyle while remaining connected to the bustling St. Louis metropolitan area.

One of the standout features of Moscow Mills is the affordability of its housing market. Here, you can find a variety of homes priced under $400,000, making it an attractive option for first-time homebuyers and those seeking a budget-friendly investment. From cozy single-family homes to spacious properties with sprawling yards, the real estate offerings cater to diverse tastes and needs. Many homes boast modern amenities, beautiful outdoor spaces, and easy access to local parks and recreational facilities.

Moscow Mills is not just about affordable housing; it’s also about community. Residents enjoy a strong sense of belonging, with local events and gatherings that foster connections among neighbors. The town's proximity to the scenic Cuivre River State Park provides outdoor enthusiasts with ample opportunities for hiking, fishing, and enjoying nature.

Whether you’re looking to settle down or invest, Moscow Mills presents a unique opportunity to experience the best of Missouri living. Explore the homes available under $400,000 and discover why this charming town is the perfect place to call home!

Newest Moscow Mills Homes under $400,000

153 Canyon Creek Cir, Moscow Mills
$379,900
3 Beds ⋅ 3 Baths ⋅ 26063563 MLS ⋅ ACTIVE Status
New Construction villa with over 2650sf of living space in Moscow Mills. Stunning brick & stone elevation exterior w/ delightful architecture features inside the home. Main floor has 9' tall ceilings w/impressive great room, vaulted ceiling, beautiful fireplace. Laminate flooring throughout great room, breakfast room & kitchen. Enjoy cooking in a lovely kitchen featuring custom cabinetry, huge island, solid surface counters, SS appliances opening right into the bright breakfast room. Spacious master w/vaulted ceiling, large master bath w/separate tub, shower, dual sinks & spacious walk-in closet. Also on main level a nice sized additional bedroom, full bath, laundry area and covered deck. Lower level walkout is finished with large recreation room, additional bedroom and full bath. Great location, minutes from Hwy 61 & Hwy 47!

153 Canyon Creek Cir, Moscow Mills
3140 Creek Rd, Moscow Mills
$249,900
3 Beds ⋅ 2 Baths ⋅ 26062280 MLS ⋅ ACTIVE Status
PUBLIC OPEN HOUSE SUNDAY Oct 4th, 2-3pm come on by! Now Active Brand NEW 2026 manufactured home on 2 full acres, own your OWN dirt! Property has a recent survey and a private circle driveway, brand new septic system and public water. Nestled back in the trees it has a very peaceful setting, feels just like home! This home is almost 1,500 SF 3 bed and 2 bath. Open living room, kitchen and dining area. Has a full appliance package including a new refrigerator. Big bedrooms, main floor laundry, front porch, back deck and nicely set on the land. The primary suite is large and the bathroom has a smart layout with a step-in shower and double closet. Back to trees. Have a survey as this was recently divided off a larger tract. This IS in a $0 down USDA financing area, if you have ever considered buying a home on acreage this could be your opportunity! Please note the virtual tour is from the manufacturer Champion Homes website, this home is not staged. See it in person, message to get a tour set up today!

3140 Creek Rd, Moscow Mills
10 Majestic Lakes Ct, Moscow Mills
$299,900
3 Beds ⋅ 2 Baths ⋅ 26061690 MLS ⋅ ACTIVE Status
Welcome to Majestic Lakes! Built in 2020 and exceptionally well-maintained, this 3 bedroom, 2 bath ranch is clean, move in ready and shows pride of ownership throughout. The bright, open layout features a spacious living area and a kitchen with gray cabinetry, granite countertops, stainless appliances and subway tile backsplash. Appliances, washer and dryer, and water softener are included, adding even more value for the next owner. Step outside to the elevated deck overlooking the spacious .36 acre lot, or head downstairs to the expansive walkout basement with approximately 1,433 sq. ft. of unfinished space offering endless possibilities for a home gym, recreation area, storage or future finishing. An attached 2 car garage and lower patio add even more usable space. Beyond the home, Majestic Lakes offers a true neighborhood feel with a community pool, clubhouse and fishing pond. This is the kind of home where you can move in, settle in and simply enjoy. Come see why life at Majestic Lakes feels a little different!

10 Majestic Lakes Ct, Moscow Mills
266 Railroad St, Moscow Mills
$281,900
3 Beds ⋅ 2 Baths ⋅ 26060854 MLS ⋅ ACTIVE Status
Close in November! Welcome to Grindstone Grove in Moscow Mills. Beautiful under construction ranch villa/duplex located on a nice lot has all the bells and whistles. Each home is designed for personal privacy, loaded with high quality finishes, and built by one of the best custom builders in the area. Your next home is 1216 sq ft, 3 bedroom, 2 bathroom, oversized two car garage and full walkout basement. The custom type finishes include granite countertops, stainless steel appliances, luxury vinyl plank flooring in main living area, spindled staircase railing, vaulted living room and kitchen, large center island, ceiling fans in all bedrooms and living room, can style lights, brush nickel finishes including shower door in master, and much more. Yard will be finish graded and sod installed as weather permits. Grindstone Grove is just off quiet Railroad Street with high speed Gateway Fiber internet, no monthly HOA fee, new concrete streets, street lights, and will have sidewalks throughout for homeowner safety. Home qualifies for zero down USDA, zero down VA, & FHA. Agent owned. Add a 12x12 treated wood deck for a total purchase price of $288,000. Railroad Street in front of Grindstone Grove will be resurfaced very soon.

266 Railroad St, Moscow Mills
557 Birchwood Dr, Moscow Mills
$335,190
3 Beds ⋅ 2 Baths ⋅ 26060209 MLS ⋅ ACTIVE Status
Welcome home to 557 Birchwood Drive, an exquisite Laurel ranch by Houston Homes located in the peaceful countryside community of Majestic Lakes This 3-bedroom, 2-bath home boasts striking curb appeal featuring upgraded dark dutchlap vinyl siding with high-contrast exterior trim, windows by Pella, and a 2-car garage. Inside, low-maintenance laminate flooring begins at the foyer and extends into the open vaulted great room, kitchen, and cafe while plush, premium carpet with 6 lb padding elevates the bedrooms. The heart of the home centers around an amazing kitchen and bright café featuring 42” height cabinets, premium soft-close door and drawers on all cabinetry, a center island that is great for entertaining, finished with gorgeous granite countertops and stainless steel GE appliances including an electric range, microwave and dishwasher. Convenience continues with a main floor dedicated laundry room. The serene owner’s suite retreat features a private ensuite bath with adult height, double bowl vanity sinks and a 5’ shower with seat. The full 8' walk-out basement is pre-plumbed with a 3/4 bath rough-in, providing endless potential for future expanded living space. Situated just down the road from Troy and minutes from Wentzville, this move-in-ready home seamlessly balances rural charm with suburban convenience.

557 Birchwood Dr, Moscow Mills
1652 Driftwood Ln, Moscow Mills
$303,412
2 Beds ⋅ 1 Baths ⋅ 26060524 MLS ⋅ ACTIVE Status
Welcome to the lovely and efficient Tulip ranch by Houston Homes located in the picturesque Majestic Lakes community of Moscow Mills. This smartly designed 1,200 sqft ranch features 2 bedrooms and upgraded 2 full bathroom layout. Curbside the home displays a timeless neutral palette enhanced by a windowed garage door on the 2-car garage, alongside full seamless gutters and fascia. Step inside and you will find durable laminate flooring that flows directly into the bright great room and kitchen. The well-appointed kitchen serves as the center of the home, featuring 42” premium soft-close cabinetry, sleek granite countertops, an ice-maker water line, and a Moen matte black pull-down faucet. An upgraded center kitchen island offers relaxed seating for guests, while the full GE stainless steel appliance package -complete with a dishwasher, microwave and electric range – makes every day cooking a breeze. Enjoy the convenience of a dedicated main-floor space designed for a stackable washer and dryer. The home offers a private ensuite owner’s bath and separate guest bath. The owner’s bath includes a spacious 5-foot shower with built-in seat. Downstairs, the full 8’ walk-out basement comes pre-plumbed with a ¾ bath rough-in, providing the ideal canvas to expand your living space as your needs grow. Located in the serene setting of Majestic Lakes just minutes from Wentzville and a short drive down the road from Troy, this exceptional home offers quality comfort, and outstanding value.

1652 Driftwood Ln, Moscow Mills
161 Madison Rene Ave, Moscow Mills
$199,000
3 Beds ⋅ 2 Baths ⋅ 26060331 MLS ⋅ ACTIVE Status
3 bedroom 2 bathroom manufactured home on a full perimeter shortwall foundation just outside of Moscow Mills, Mo! Home has had all the big ticket items done recently such as new roof, siding, Pella windows, doors, most flooring and is overall in great condition. Living room has enough space to fit a large sectional couch and vaulted ceiling. Master bedroom can fit a king bed and has en-suite bath that connects back to the laundry/mud room off of the garage. Home sits on a .38+/- acre lot with several mature oak and hickory trees in the yard and backs to woods for privacy. There is a single car garage on the right hand side of the home for storage or to keep your car out of a hail storm. Seller is offering a $10,000 update credit for countertops, cabinets, paint, etc that can be used for closing costs or escrowed at closing for those updates.

161 Madison Rene Ave, Moscow Mills
536 Lakewood Dr, Moscow Mills
$385,000
3 Beds ⋅ 4 Baths ⋅ 26059260 MLS ⋅ ACTIVE Status ⋅ Houston Homes, Llc BLDG.
Price Improvement! Offering 2,316 sq. ft. of thoughtfully designed living space—with a fully finished lower level featuring a custom wet bar, integrated LED lighting, a full bath, and plenty of storage with custom shelves—this 2022 Majestic Lakes home delivers premium scale and upgrades from top to bottom. The open-concept main floor features 9’ ceilings and a focal-point gas fireplace with floor-to-ceiling shiplap. In the kitchen, you’ll find 42” shaker cabinets, granite countertops, upgraded stainless steel appliances including a range hood, as well as, an updated walk-in pantry offering a dedicated coffee bar. The highly functional main-level laundry room has a matching 42” shaker cabinet, wood shelving, and a vertical shiplap wall with wooden pegs that adds both charm and organization. An updated half bath adds everyday convenience. Upstairs opens to a versatile loft and three spacious bedrooms, each uniquely equipped with its own walk-in closet. The primary suite serves as a quiet retreat with an attached en-suite bath. The front of the home features professional landscaping and an extended-width driveway for comfortable parking. Out back, you’ll find a fully fenced yard with an expansive 20’x18’ patio ready for grilling. As a bonus, Majestic Lakes residents enjoy full access to the community pool, clubhouse, and lake. Skip the post-closing projects and move right into a completed, beautifully maintained home.

536 Lakewood Dr, Moscow Mills
132 Eldorado Dr, Moscow Mills
$315,000
4 Beds ⋅ 2 Baths ⋅ 26046177 MLS ⋅ ACTIVE Status
132 Eldorado Dr, Moscow Mills, MO 63362 | 4 Bed, 2,600 Sq Ft Home with Pool & Finished Walkout Basement Looking for a move-in ready home in Moscow Mills, MO with no HOA This 4-bedroom, 2,600-square-foot home at 132 Eldorado Dr delivers space, privacy, and updates that are already done for you. Inside, you'll find main-floor laundry, a 2-car garage, and a fully finished walkout basement — ideal as a guest suite, media room, or flex space, with a bathroom rough-in ready for future completion. Outside, a large deck overlooks the above-ground pool and a wooded backyard, giving you resort-style privacy minutes from Troy, MO and Hwy 61. Recent updates include a new water softener, newer HVAC system, newer water heater, and a pool and filter system less than 5 years old — so the big expenses are already handled. Located in Lincoln County, this Moscow Mills home puts you close to shopping, dining, and everyday conveniences while keeping the quiet, wooded feel buyers love about this area. Schedule your private showing of 132 Eldorado Dr today. move-in ready, updated systems Bedrooms: 4 Living space: approximately 2,600 finished square feet Basement: finished, walkout, with bathroom rough-in Garage: 2-car HOA: none Pool: above-ground, pool and filter less than 5 years old Recent updates: new water softener, newer HVAC, newer water heater Location: Moscow Mills, MO, Lincoln County, near Troy, MO and Hwy 61 Just 5 miles from Troy, MO, you'll have Walmart, Kroger, and a full lineup of restaurants and shops minutes away

132 Eldorado Dr, Moscow Mills
37 Majestic Lakes Ct, Moscow Mills
$370,000
3 Beds ⋅ 3 Baths ⋅ 26049409 MLS ⋅ ACTIVE Status
Welcome to this spacious former model home offering the perfect blend of style, functionality, and room to grow. This well-designed two-story home features 3 bedrooms, 2.5 bathrooms, and an inviting floor plan ideal for everyday living and entertaining. The main level offers a bright and open living space, convenient main-floor laundry, and a half bath for guests. The attached 2-car garage provides ample storage and easy access. Upstairs, you'll find three comfortable bedrooms, including the primary suite, along with a versatile bonus room that's perfect for a playroom, media room, home gym, or additional living space. The partially finished basement expands your living options with a dedicated office, theater room, and additional unfinished space for storage or future customization. Outside, enjoy a partially fenced backyard with plenty of space for outdoor activities, gardening, or relaxing. As a previous model home, this property showcases thoughtful design, quality finishes, and extra features throughout. With flexible living spaces, a desirable layout, and room for everyone, this home is ready for its next owners to make it their own. Seller is offering a 1 year home warranty plan.

37 Majestic Lakes Ct, Moscow Mills
625 Lubbuck Ct, Moscow Mills
$399,900
4 Beds ⋅ 3 Baths ⋅ 26050412 MLS ⋅ ACTIVE Status
Move-in ready and built in 2020, this beautifully maintained 4-bedroom, 3-bath home is nestled on a quiet cul-de-sac in one of Moscow Mills' most sought-after family-friendly neighborhoods. Offering open-concept living, abundant natural light, a finished basement, and exceptional indoor and outdoor entertaining spaces, this home combines modern style with everyday functionality. Step inside to discover a bright, open-concept floor plan filled with natural light from a stunning wall of windows overlooking the backyard. The spacious living room is anchored by an electric fireplace, creating a warm and inviting space to relax or entertain. The kitchen flows seamlessly into the main living area and features stainless steel appliances, a gas range, and plenty of space for gathering with family and friends. The main-floor primary suite offers a peaceful retreat with a generous walk-in closet and a spa-inspired ensuite featuring a double vanity, soaking tub, and separate walk-in shower. Two additional bedrooms, a full bathroom, and a convenient main-floor laundry room provide comfortable everyday living. Downstairs, the fully finished basement adds incredible flexibility with a fourth bedroom, full bathroom, walk-in closet, and a spacious bonus room that's perfect for a playroom, home office, media room, or home gym. Outside, you'll love spending evenings on the oversized patio overlooking the beautifully landscaped backyard- ideal for summer barbecues, birthday parties, or simply enjoying a quiet cup of coffee. A 2' extension on the two-car garage provides ample space for vehicles, storage, and everyday convenience. The neighborhood pavilion and playground are just a short walk away, offering a wonderful place for children to play and neighbors to connect. Located just minutes from local schools, parks, shopping, restaurants, and convenient access to Highway 61, this home offers the perfect balance of peaceful neighborhood living and everyday convenience. Move-in ready and thoughtfully designed for modern family living, 625 Lubbuck Court is a place where you can settle in, make memories, and truly feel at home.

625 Lubbuck Ct, Moscow Mills
141 Canyon Creek Cir, Moscow Mills
$315,000
3 Beds ⋅ 3 Baths ⋅ 26031805 MLS ⋅ ACTIVE Status
Welcome home to this stunning multi-level villa where soaring ceilings, rich wood trim, and beautiful wood doors. A dramatic wall of floor-to-ceiling windows fills the home with natural light while showcasing peaceful wooded views. The spacious open-concept design features a versatile den, generous living spaces, and three finished levels each with its own bedroom and full bath perfect for guests, multi-generational living, or flexible lifestyles. The finished walkout lower level adds even more living space with a private bedroom, full bath, and abundant storage, including a cedar closet. Enjoy countless walk-in closets throughout the home and a layout designed for both comfort and convenience. Step outside to the deck overlooking mature trees and tranquil green space. Tucked away on a quiet cul-de-sac with a private driveway, this community offers carefree living with lawn care handled for you. Experience the charm of small-town living while remaining just minutes from shopping, dining, and everyday conveniences. This is truly a home you must see to appreciate!

141 Canyon Creek Cir, Moscow Mills
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