St Charles Homes with One and One Half Stories

St Charles Homes with One and One Half Stories

Welcome to St. Charles, Missouri – a charming city steeped in history and bursting with modern amenities. Nestled along the banks of the Missouri River, St. Charles is renowned for its picturesque historic district, vibrant community spirit, and a plethora of recreational opportunities. With its rich heritage, the city is home to beautifully preserved 19th-century architecture, delightful shops, and delightful eateries that invite both residents and visitors to explore its cobblestone streets.

St. Charles offers a diverse array of housing options, but one captivating choice stands out: homes with one and one-half stories. These homes are particularly appealing for those seeking a blend of spaciousness and intimacy. The one and one-half story design typically features a cozy main floor, perfect for everyday living, while the upper level often serves as a serene retreat, ideal for bedrooms or a home office. This layout maximizes both comfort and functionality, making it a popular choice among families and professionals alike.

Living in a one and one-half story home in St. Charles means you can enjoy the best of both worlds: the charm of a traditional neighborhood combined with the conveniences of modern living. Imagine sipping coffee on your porch as you soak in the scenic views of the surrounding landscape, or hosting gatherings in your open-concept living space. With excellent schools, abundant parks, and a strong sense of community, St. Charles is not just a place to live; it's a place to thrive. Explore the possibilities of calling this delightful city home, where your dream of a one and one-half story haven awaits!

Newest St Charles Homes with One and One Half Stories

$375,000
3 Beds ⋅ 2 Baths ⋅ 26059066 MLS ⋅ ACTIVE Status
WHY SETTLE FOR ONE LIVING SPACE WHEN YOU CAN HAVE TWO? This distinctive St. Charles property offers a charming main home PLUS a detached guest house on the same parcel—opening the door to possibilities you simply don't find with an everyday home. The charming main residence features 3 bedrooms PLUS a versatile bonus room that could serve as a possible 4th bedroom, home office, or flex space, along with spacious living areas and plenty of character throughout. The sellers have recently invested in several improvements, including PROFESSIONAL EXTERIOR PAINTING of both the main home and guest house, a fresh coat of paint in the main house basement, and replacement of glass in select windows—giving the property a fresh, updated look inside and out. The detached 1-bedroom guest house, with its own address (1641 W. Adams St.), provides a private and versatile second living space complete with heating and air conditioning, full kitchen, dining room, full bath, laundry room, and lower-level family room. An excellent setup for multi-generational living, extended family, adult children, guests, a private home office, or other possibilities. Connecting the main residence and detached guest house is a LARGE FENCED BACKYARD, creating a natural flow between the two living spaces with plenty of room for outdoor entertaining, pets, play, gardening, or simply relaxing outdoors. Conveniently located just minutes from the St. Charles Historic District, Lindenwood University, shopping, dining, entertainment, festivals, and the Missouri Riverfront. Whether you're searching for additional living space, a private guest retreat, or a unique property this one deserves a closer look. TWO SEPARATE LIVING SPACES, ONE PARCEL, FRESH IMPROVEMENTS, and an outstanding St. Charles location—come see the possibilities for yourself! Buyer to independently verify with the City of St. Charles all zoning, occupancy requirements, rental eligibility, and suitability for buyer's intended use.

329 Houston St, St Charles
$635,000
3 Beds ⋅ 3 Baths ⋅ 26057369 MLS ⋅ COMING SOON Status
Welcome to this beautifully upgraded former Fischer & Frichtel display home, offering approximately 2,590 sq ft of thoughtfully designed living space with 3 bedrooms, 2.5 baths, a main-level primary suite, and 3-car garage. Designer finishes and extensive upgrades throughout make this home truly move-in ready. The light-filled foyer features an upgraded front door, engineered hardwood flooring, and a striking millwork accent wall. A private main-level office with French doors provides the perfect space for working from home, while plantation shutters throughout the first floor add timeless style and privacy. The spacious dining room is ideal for entertaining and holiday gatherings. The open-concept kitchen features upgraded cabinetry, granite countertops, backsplash tile, gas range, and pantry, flowing seamlessly into the breakfast area and family room, where transom windows bring in abundant natural light. An upgraded sliding glass door leads to the composite deck overlooking the fenced backyard and mature trees, creating a peaceful and private outdoor retreat. The main-level primary suite offers a spacious bedroom, large walk-in closet, and five-piece bath with soaking tub and separate shower. Upstairs, two generously sized secondary bedrooms provide plenty of space for family, guests, or hobbies. Even the 3-car garage received the model-home treatment, with painted walls and numerous recessed lights for a clean, finished feel. The walkout lower level is unfinished and offers excellent potential for future living space, a recreation room, home gym, or additional storage. Conveniently located near Page Extension (Highway 364) with easy access to I-70, this home combines the benefits of newer construction with established landscaping, a fenced yard, and upgrades already in place—without the wait of building new.

140 Oakleigh Park Ln, St Charles
$559,000
3 Beds ⋅ 3 Baths ⋅ 26056275 MLS ⋅ ACTIVE Status
Picture yourself at home creating lasting memories in a space where every room feels warm, inviting, and designed to bring people together. Ideally located in the Orchard Farm School District, this exceptional home offers the perfect blend of peaceful neighborhood living with convenient access to Historic St. Charles, New Town, shopping, dining, parks, and Highway 370, making it easy to enjoy everything the area has to offer. Buyers are encouraged to independently verify schools and any information important to their purchasing decision. Step inside and prepare to be impressed from the moment you walk through the front door. Soaring cathedral and coffered ceilings, dramatic arched windows, rich hardwood floors, plantation shutters, and walls of natural light set the stage for nearly 2,900 sq ft of beautifully designed living space. The stunning two-story great room with gas fireplace flows effortlessly into a chef-inspired kitchen with new KitchenAid appliances, granite countertops, cherry cabinetry, and breakfast bar. A main-level owner’s suite offers a spa-like retreat, while upstairs features two spacious bedrooms, a Jack-and-Jill bath, and an impressive 16' loft overlooking the great room. Outside, a maintenance-free deck overlooks the fenced backyard, while the lower level offers exciting possibilities for future living space. Distinctive, beautifully maintained, and move-in ready—this is a home you’ll remember long after the showing ends.

3105 Wheeling Dr, St Charles
$300,000
3 Beds ⋅ 2 Baths ⋅ 26043138 MLS ⋅ ACTIVE Status
Welcome to this charming city home, where historic character meets one-of-a-kind entertaining spaces! Original custom details add warmth and personality throughout, while the private lot and impressive outdoor spaces create the perfect setting for relaxing or hosting gatherings. The inviting living room features built-in shelving surrounding a cozy gas fireplace, gorgeous French doors with glass insets, and beautiful tall wood trim. The spacious dining room is ready for memorable dinners, while the kitchen offers ample cabinetry, nice countertops, stainless steel appliances, and a custom built-in breakfast table with benches. The main level includes a comfortable bedroom and full bath. Upstairs, you'll find a spacious primary suite with a full bath, a third bedroom, and a versatile sitting area at the top of the stairs—perfect for a home office or reading nook. But the real showstopper is the private custom-built speakeasy, complete with exposed brick and a distinctive bar area you'll love. Outside, the fully fenced backyard features extensive decking and a covered patio, offering plenty of space for summer gatherings, outdoor dining, or simply enjoying your own private retreat. Full of character, charm, and personality, this is a home you'll want to experience for yourself!

2103 W Randolph St, St Charles
$275,000
2 Beds ⋅ 1 Baths ⋅ 26055055 MLS ⋅ ACTIVE UNDER CONTRACT Status
Welcome to this charming 2 bedroom, 1 bathroom home in Saint Charles! Just minutes from Historic Main Street and Katy Trail. Inside you'll find hardwood floors, a cozy and inviting living room with 9 ft ceilings, and a great sized dining room. The kitchen offers plenty of counter space, a dishwasher, refrigerator, stove/range, microwave, and great natural light thanks to the window looking out into the backyard. The primary bedroom is conveniently located on the main level, while the second bedroom is upstairs with additional space that could be used as a home office, game room, or whatever fits your needs! Outside, enjoy the fenced in backyard and patio, perfect for relaxing or entertaining. This home also features a 2-car detached garage! Don't miss out on this one!

1029 Jackson St, St Charles
$365,000
3 Beds ⋅ 3 Baths ⋅ 26055010 MLS ⋅ ACTIVE Status
Welcome to this adorable story-and-a-half home perfectly situated in the heart of New Town – St. Charles! Completely updated and filled with character, this home offers the perfect blend of style, comfort, and functionality. Step inside to find freshly refinished hardwood floors spanning the main level and connecting the spacious family room and beautifully updated kitchen. The family room features a gorgeous gas fireplace, creating a warm and inviting space to relax or entertain. The kitchen is truly a showstopper, featuring solid-surface countertops, beautiful backsplash, custom cabinetry, and plenty of style and function. The main-floor owner's suite is a must-see, complete with a stunning spa-like private bathroom that feels like your own personal retreat. A convenient main-floor laundry and powder room round out the first floor. Upstairs, you'll find two generously sized bedrooms, a charming loft area, and another beautifully updated full bathroom, providing plenty of space for family, guests, an office, or whatever your lifestyle requires. Step outside to enjoy the good-sized backyard and patio, perfect for relaxing or entertaining, with convenient access to the detached two-car garage. And there's even more potential downstairs! The basement is ready for your finishing touches and already includes a rough-in for a future bathroom, giving you the opportunity to create additional living, entertaining, or recreation space. All of this in the heart of New Town, surrounded by the charm, amenities, walkability, and lifestyle that make this one of St. Charles' most desirable communities. This one is truly move-in ready and ready to welcome its next owner!

3321 Canal St, St Charles
$440,000
4 Beds ⋅ 4 Baths ⋅ 26054608 MLS ⋅ ACTIVE Status
Welcome to this updated 4-bedroom, 1.5-story home in the beautiful Canyon Creek subdivision, offering excellent access to Highways 364, 70, and 40/64. This property features a main-level primary suite with a coffered ceiling, a walk-in closet, and a luxury bath equipped with a separate tub and shower. The main level also has a guest half-bath, a spacious dining area with new ceramic tile (2025), and Brazilian Cherry hardwood flooring throughout in the family room, kitchen/breakfast rm, and primary bedroom. Kitchen has a vaulted ceiling, granite countertops, a pantry, and an included refrigerator (2021). The adjoining breakfast room walks out to a spacious composite deck overlooking your large backyard that the kids will love and has a rear tree line for privacy. The main level family room features a gas fireplace with a new starter and logs (2026). Also enjoy the finished lower level, with walk-out, that includes a rec-room, bonus room, and possible sleeping area. The walk-out leads to a covered patio with under-deck roofing for all-weather enjoyment. Storage shed at rear of home. Piano, drink fridge in the lower level will stay. Grill on back patio stays as well. Major systems and updates: roof 2016 - HVAC (Furnace/Air) 2018 - deck 2018 - patio concrete 2022 - chimney chase 2026. Appliances: dishwasher, disposal, and smooth-top electric range 2021. Washer and dryer are included, new in 2026. Additional improvements: Upper-level flooring and baseboards 2020 and basement flooring 2019. The home is further equipped with a central vacuum system and a 200-amp breaker box. This home will provide you with many years of enjoyment!

3537 Canyon Creek Dr, St Charles
$235,000
2 Beds ⋅ 1 Baths ⋅ 26052136 MLS ⋅ ACTIVE Status
THIS IS A SHORT-TERM RENTAL - NOT A Single-Family Residence. Zoned C3 "Highway Commercial, this property can be transferred and used as a short-term rental or as a commercial property- but NOT a single-family residence without a zoning change. This home is also listing #26052024 in commercial listings. The home is well suited for guests and rental use, and the existing furniture and fixtures can remain with the property including the refrigerator, and the washer / dryer located in the small partially finished basement room. This historic brick bungalow beautifully blends timeless character with modern convenience. Original details, including wood floors, arched doorways, and beautiful wood trim, are complemented by thoughtful updates such as stylish barn doors to the bedroom and bathroom, granite kitchen countertops, an updated bathroom, vinyl windows, and a high-efficiency furnace. Outside, you'll find a spacious two-car sized storage shed and 4+ concrete parking spaces for convenient off-street parking. The covered rear patio overlooks the parking area and fenced backyard, providing a comfortable spot to relax or entertain. Ideally located just off I-370, this home is easy to find and offers convenient access to Frenchtown and Historic Main Street. With the City of St. Charles currently under a moratorium on new short-term rentals, opportunities like this are especially limited. Don't miss your chance to own a charming short-term rental in a convenient location with excellent flexibility! Take advantage of this rare opportunity!

2009 N 3rd St, St Charles
$715,000
4 Beds ⋅ 4 Baths ⋅ 26053113 MLS ⋅ ACTIVE UNDER CONTRACT Status
RARE opportunity to own an awesome custom 1.5 story in St. Charles!Near highways, schools & parks-this exquisite, contemporary home boasts energy efficient features & green materials.The grand 8 ft glass front door leads to an open concept floor plan w/engineered hardwood throughout the main level den,dining, living room w/11 ft ceiling,oversized marble gas fireplace, window wall & 8 ft patio door bringing in natural light.A chef’s dream kitchen w/quartz counter tops, glass tile backsplash, industrial grade hood, oversized gas range, floor to ceiling cabinetry & under cabinet LED lighting. Highlight is the enormous 108 in island w/custom cabinets, walk-in pantry,& laundry room. Master bedroom has a solid wood door & extra-long walk-in closet.Master bath has a large walk-in shower & separate tub,double vanities w/tons of storage. Spindle staircase leads upstairs to a large bonus room w/plenty of natural light,1 guest suite,2 more bedrooms w/jack & jill bath & walk-in closets. Additional Rooms: Mud Room

2708 Brook Hill Ln, St Charles
$309,900
3 Beds ⋅ 3 Baths ⋅ 26052259 MLS ⋅ ACTIVE UNDER CONTRACT Status
CLEAN, UPDATED, 3-BEDROOM HOME WITH DESIGNER KITCHEN, TRANQUIL OUTDOOR LIVING, & PRIME LOCATION!!! Tucked away on a quiet street surrounded by mature trees, this beautifully maintained & fully updated 3 bed, 2.5 bath home offers the perfect balance of peaceful neighborhood charm and prime St. Charles convenience. Step inside to find dark, rich hardwood floors flowing throughout the main level and a neutral color palette that complements any style. The heart of the home is a magazine-worthy kitchen featuring 42-inch white cabinetry, a spacious island, stainless steel appliances, and a farmhouse sink — opening seamlessly to the dining and living areas- perfect for everyday living and entertaining. Spacious bedrooms with plenty of natural light and bathrooms with timeless finishes. The OVERSIZED 2-car garage provides generous storage space, while the cozy basement offers additional space for a flex space, home office, workout area, or simply a quiet place to unwind. Outside, a LARGE screened-in porch and patio to enjoy! Located just off Hwy 70 with quick access to Hwy 94 and Hwy 364, within short distance or golf cart distance to Streets of St. Charles and historic Main Street. Here, you’ll enjoy being close to shopping, dining, and entertainment, while still feeling tucked away in a serene setting. Don’t miss this opportunity to make this inviting, MUST SEE St. Charles home your own.

11 San Camille Ct, St Charles
$324,000
4 Beds ⋅ 2 Baths ⋅ 26044226 MLS ⋅ ACTIVE Status
Welcome home to this beautifully UPDATED 4-bedroom, 2-bath home in the highly sought-after Francis Howell School District! Offering over 2,100 square feet of finished living space, this home features an inviting floor plan with spacious living areas, an updated kitchen with ample cabinetry and solid surface countertops, and a finished lower level perfect for a family room, recreation area, home office, or guest space. Enjoy the convenience of an attached 2-car garage, efficient windows, and a level backyard, with shed built on a concrete slab, ideal for entertaining, pets, or play. Conveniently located near parks, schools, shopping, restaurants, and major highways, this move-in-ready home combines comfort, space, and an unbeatable location. Don't miss your opportunity to make this St. Charles gem your next home!

2992 Brooklands Way, St Charles
$400,000
5 Beds ⋅ 3 Baths ⋅ 26043351 MLS ⋅ ACTIVE Status
Welcome home to this spacious and beautifully designed 1.5 story home offering 5 bedrooms and 3 full bathrooms, with a versatile floor plan to fit a variety of lifestyles! The main-level primary suite is a true retreat, featuring two walk-in closets and a private ensuite bath. Also on the main floor is an oversized second bedroom with its own walk-in closet, perfect as a guest suite, mother-in-law quarters, home office, or flex space to suit your needs. 2 oversized bedrooms on the main level!!! Upstairs, you'll find three generously sized bedrooms, providing plenty of room for family, guests, or hobbies. Step outside to your own private backyard oasis! Enjoy the in-ground pool, fully fenced yard, and ample outdoor space that's perfect for entertaining, summer gatherings, or simply relaxing in your own private retreat. With spacious living areas, flexible room options, and exceptional outdoor amenities, this home offers comfort, functionality, and endless possibilities. Schedule your private showing today! Motivated Seller, Bring your offers.

20 Sandalwood Ct, St Charles
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