St Charles Homes with Two Stories

St Charles Homes with Two Stories

Welcome to St. Charles, Missouri – a charming city that beautifully blends history with modern living. Nestled in St. Charles County along the banks of the Missouri River, this vibrant community is known for its rich heritage, picturesque landscapes, and a warm, welcoming atmosphere. St. Charles boasts a thriving downtown area filled with quaint shops, delightful eateries, and historic landmarks, making it a perfect spot for both residents and visitors alike.

One of the standout features of St. Charles is its diverse housing market, particularly the stunning two-story homes that grace its neighborhoods. These homes are not just structures; they are spaces where families create memories, and where the joys of life unfold. With spacious layouts, these two-story residences often offer multiple bedrooms and bathrooms, providing ample room for growing families or those who love to entertain.

Many of these homes come equipped with modern amenities and stylish finishes, while still retaining a sense of character and charm that reflects the city’s historic roots. Large backyards and inviting porches are common, perfect for enjoying the beautiful Missouri seasons.

In St. Charles, you’ll find a community that values connection, with excellent schools, parks, and recreational activities that cater to all ages. Whether you’re strolling along the scenic riverfront or exploring the lively festivals that dot the calendar, St. Charles is a place where you can truly feel at home. Discover your dream two-story home in this enchanting city, and start your next chapter in a community that embraces both history and progress.

Newest St Charles Homes with Two Stories

$285,000
3 Beds ⋅ 3 Baths ⋅ 26048189 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained 1360 sq ft, 3 bedroom, 2.5 bath END UNIT townhome. Nestled in the heart of New Town, this home overlooks a beautifully maintained greenspace, offering the charm of an oversized yard without the maintenance—perfect for entertaining, outdoor activities, or simply enjoying the open space. The main level features 9' ceilings, hardwood flooring, powder room, coat closet & small office area (or can be changed into pantry). The kitchen is boasting of a large breakfast bar, stainless steel appliances, and abundant cabinetry. The separate dining area flows seamlessly to the attached 1 car garage and private enclosed backyard patio, complete with a charming all-brick fire pit. Upstairs, the primary suite offers a private retreat with its own full bath, while two additional bedrooms, full hall bath, linen closet, and laundry area complete the upper level. The unfinished lower level is ready for your own unique vision or serves as storage space. Life in New Town is unlike anywhere else. This vibrant community offers resort-style amenities including sparkling pools, a spectacular 700-foot lazy river, scenic lakes and canals perfect for kayaking, paddleboarding, swimming, fishing, and floating, along with an amphitheater, popular restaurants, neighborhood shops, grocery store, pickleball and volleyball leagues, walking trails, community events, and so much more. It's not just a home—it's a lifestyle. Don't miss this incredible opportunity to own a beautiful end-unit townhome in one of the most sought-after communities around!

3201 S Civic Green Way, St Charles
$440,000
4 Beds ⋅ 3 Baths ⋅ 26048761 MLS ⋅ ACTIVE Status
Pristine and meticulously maintained, this exceptional home offers a classic center hall floorplan, outstanding living space, and quality finishes throughout. Gorgeous hardwood floors extend through most of the main level, while the stunning 2-story entry foyer welcomes guests with a dramatic T-split staircase. The bright living room features a large double window, and the separate dining room is filled with natural light from a large triple window. The spacious main-floor family room is both inviting and impressive, featuring a large bay window, a full masonry wood-burning fireplace with a raised brick hearth and glass fireplace doors, and large windows flanking the fireplace. Adjoining the family room is the enormous eat-in kitchen, beautifully appointed with custom 42" wood cabinetry, quartz countertops, and an oversized center island offering an abundance of storage and workspace. A patio door provides access to the deck overlooking the backyard, creating the perfect setting for everyday living and entertaining. The main-floor laundry room offers extensive cabinetry and shelving that will remain with the home, along with the washer and dryer. Upstairs, the spacious primary suite features a cathedral ceiling with ceiling fan and light, numerous windows for abundant natural light, and double doors leading to the private ensuite bath. The luxurious primary bathroom includes double vanities, a separate tub and shower, and a walk-in closet. Three additional bedrooms are bright, generously sized, and offer ample closet space. The second-floor hall bathroom is appointed with granite countertops and a tub/shower combination. The finished lower level provides a tremendous amount of additional living space, complete with carpeting, recessed lighting, and a large double window that fills the area with natural light. Whether used as a recreation room, media area, playroom, or exercise space, there is plenty of room to relax and enjoy. A patio door provides convenient access to the backyard, while the unfinished portion of the basement offers abundant storage space and a dedicated work area. This immaculate home combines timeless design, generous room sizes, and exceptional functionality, making it truly move-in ready.

3523 Brookwood Circle, St, St Charles
$375,000
4 Beds ⋅ 4 Baths ⋅ 26031387 MLS ⋅ ACTIVE Status
Welcome home to this spacious 2-story offering 4 bedrooms, 2 full baths, and 2 half baths, providing plenty of room for everyone! The oversized family room is the heart of the home, featuring a cozy fireplace and beautiful bay window that fills the space with natural light. If you've been looking for a home with great bones and endless potential, this is it! With a little sweat equity and your personal touches, this home can truly shine. Enjoy outdoor living in the huge screened-in porch overlooking the level fenced backyard perfect for relaxing, entertaining, or letting pets and kids play. The newer HVAC system offers added peace of mind, and all kitchen appliances, plus the washer, new dryer, refrigerator, and freezer, are included, making moving in even easier. Whether you're a first-time buyer looking to build equity or someone searching for a home to make your own, this property is a fantastic opportunity to create something special. Don't miss your chance to unlock its full potential!

908 Devonshire Ln, St Charles
$259,900
4 Beds ⋅ 2 Baths ⋅ 26047720 MLS ⋅ ACTIVE Status
Welcome Home! This beautiful raised ranch sits in the heart of St Charles City. Here you are within walking distance of everything! Ameristar Casino, Old Town St Charles, Boone's Lick Park, Bass Pro Shop, everything you could want! In addition to the location, the home is an absolute wow as well! The ground floor is fully finished into living space, with a master bedroom with private bathroom and walk-in closet, as well as a fantastic theater entertainment room! The main floor has real hardwood floor throughout, and beautiful finishes. The home sits on over a quarter acre lot, which is fully fenced! Come see everything we have to offer, at a fantastic price!!!

1107 Esterling Dr, St Charles
$499,500
4 Beds ⋅ 4 Baths ⋅ 26048582 MLS ⋅ ACTIVE Status
Meticulously maintained by its original owner, this exceptional 4-bedroom, 4-bath home is the perfect blend of comfort, quality, and outdoor living. With over 3,100 approx square foot of living area this home has the space you need. The inviting open floor plan features a spacious family room with a cozy fireplace, beautiful bay window, custom built book shelves and ceiling fan, creating the ideal gathering space for family and friends. The updated kitchen showcases granite countertops, stainless steel appliances, center island, pantry and plenty of countertop space and cabinets. The main floor oversized laundry room is sure to please. Custom window shades add a touch of elegance throughout the home. Major improvements, including a new roof, updated HVAC system, and new windows, which provide peace of mind for years to come. Step outside and discover your own private backyard paradise! The incredible outdoor living space is designed for entertaining with a stunning bar, outdoor fireplace, tranquil koi pond, beautifully landscaped yard, irrigation system, and a spacious, level fenced backyard. The three-season room offers the perfect place to relax and enjoy the scenery in every season. The finished lower level provides additional living and entertaining space, making this home as functional as it is beautiful. Conveniently located just minutes from shopping, dining, and the everyday amenities O’Fallon has to offer. This one-owner home truly has it all. Don’t miss your opportunity to make it yours!

88 James River Ct, St Charles
$675,000
5 Beds ⋅ 4 Baths ⋅ 26047524 MLS ⋅ ACTIVE Status
Impressive 2-story on serene 0.88-ACRE lot with SALTWATER POOL OASIS backing to woods, near the Katy Trail. STATELY CURB APPEAL with red brick front, portico-covered entry, Palladian windows, lush landscaping with irrigation, discreet side-entry OVERSIZED 3-CAR garage and newer roof. Inviting 2-story foyer with leaded-glass entry door. Water-resistant luxury vinyl WIDE PLANK flooring in warm wood finish throughout main level. Bright formal dining room with tray ceiling and upscale millwork. Flexible sitting room with 4-bay window and tray ceiling. Elegant living room with handsome coffered ceiling, WALL OF WINDOWS, brick gas fireplace, custom woodwork, library and adjacent WINE BAR. Stunning renovated kitchen with RICH WOOD staggered cabinets, STAINLESS appliances, Viking Professional gas cooktop with front controls and vent hood, wall oven/microwave, GRANITE counters, tile backsplash and massive center island bar. Breakfast room bay steps out to large PVC plank deck overlooking pool and woods - ideal for gatherings. Upstairs primary suite with SOARING CEILING, dual vanity, SKYLIGHT, jetted tub, separate shower and WALK-IN CLOSET. Secondary bedrooms share hall bath with dual sinks and tub/shower combo. Downstairs rec room with another brick fireplace, GUEST QUARTERS and storage. Refreshing saltwater pool with integrated steps/railing, surrounded by EXPANSIVE PATIO with cabana and metal security fence. Back 1/3 of property is wooded for ULTIMATE PRIVACY. Convenient to Hwy 364/94 with most daily errands within 2 miles.

327 Woodmere Dr, St Charles
$439,000
4 Beds ⋅ 3 Baths ⋅ 26042627 MLS ⋅ ACTIVE Status
WHO'S READY TO GO SWIMMING!!!! Welcome home to this beautifully updated two-story featuring 4 spacious bedrooms, 2 full bathrooms, and plenty of room to live, work, and entertain. The finished basement offers a large recreation room plus a private office, providing the perfect space for a home workspace, playroom, or media area. Throughout the home you’ll find numerous upgrades, including brand-new carpeting that adds a fresh, modern feel, remodeled kitchen and bathrooms and new paint throughout. Step outside to your own fenced backyard retreat featuring a stunning 40' x 20' in-ground pool with a brand-new liner, a large deck ideal for entertaining, and plenty of space to relax all summer long. This move-in-ready home combines comfort, style, and exceptional indoor and outdoor living—don’t miss your opportunity to make it yours!

3927 Summerfield Pkwy, St Charles
$309,000
4 Beds ⋅ 3 Baths ⋅ 26046827 MLS ⋅ ACTIVE Status
Welcome home to this lovely ranch home in the heart of St. Charles. As soon as you pull up, you are greeted by tasteful landscaping & curb appeal. Upon entering, you are greeted by a formal entry foyer that leads you in to the living room and kitchen area. The kitchen includes SS appliances and door leading to your 16X16 private deck. 3 bedrooms are on the main level including the master suite w/ 3 piece bathroom & walkin closet. The finished lower level is sure to impress w/ built in bar, rec room, 4th room with built-in desk (currently used as a home office), FULL bathroom, laundry room, workbench and plenty of storage! The backyard is your own piece of paradise w/ huge shade tree, custom built playset, fire pit area, & wood privacy fence. Owner has made a number of improvements -- new attic insulation, recent sewer work, bathroom renovation, beautiful bamboo floors, and whole house water filter.

2941 Elmcrest Dr, St Charles
$485,000
4 Beds ⋅ 3 Baths ⋅ 26047276 MLS ⋅ COMING SOON Status
Beautifully maintained traditional two-story home featuring classic Colonial-inspired architecture, timeless brick-front curb appeal, and an impressive two-story entry. The welcoming foyer opens to a sun-filled front office and elegant formal dining room with updated lighting, perfectly situated for entertainment. The spacious kitchen offers abundant cabinetry, a center island, pantry, breakfast area, and durable luxury vinyl plank flooring, with convenient main-floor laundry nearby. The inviting great room features a bay window providing the perfect gathering space for family and friends. Upstairs, you'll find 4 generously sized bedrooms with walk-in closets. The spacious primary suite also has a large walk-in closet and private bath featuring a double vanity and luxury vinyl plank flooring. Outside, enjoy a large level fenced backyard, and outdoor electrical outlets-ideal for relaxing or entertaining. This home combines timeless style with everyday comfort and functionality.

902 Palisades Circle, St, St Charles
$225,000
2 Beds ⋅ 3 Baths ⋅ 26046600 MLS ⋅ ACTIVE Status ⋅ Sherman Meadows BLDG.
Incredible Townhome with TWO PRIMARY SUITES AND BATHS! Newer Flooring and Lighting! Open floorplan. Large greatroom with gas fireplace and mantel. Half Bath on the main level. Main Floor Laundry. Kitchen has white cabinets, stainless steel appliances, built in microwave, counter top space for prepping. Refrigerator, washer, and dryer are negotiable. Large dining room with french door to the maintenance free deck. Additional electric awning to cover the deck. Walk out lower level, two car garage, and large storage room. Home has been freshly painted. Enjoy the pool, clubhouse, and low hoa fees that cover exterior insurance/mainteance and trash removal. Great location and great price. Come check it out.

4006 Sherman Park Dr, St Charles
$460,000
4 Beds ⋅ 4 Baths ⋅ 26039200 MLS ⋅ ACTIVE Status
Welcome to this spacious two-story home in a sought-after Francis Howell School District neighborhood. Step inside to a dramatic two-story foyer to see hardwood floors, 9-foot ceilings, and formal living and dining rooms. The inviting family room features a gas fireplace and large bay window, creating a comfortable gathering space. The kitchen opens to the eat in breakfast area and features granite countertops, stainless steel appliances, a center island, lots of cabinet space for storage and backyard views. A main-floor laundry room and convenient half bath complete the main level. The finished basement will be great for additional play room space, storage and having friends over with the dry bar. Enjoy backyard entertaining on the back deck with hot tub and large fenced in yard! Upstairs, all four bedrooms offer generous space, including a spacious primary suite with custom walk-in closet and private bath featuring double vanities. Hot tub stays TVs can stay if buyers would like to purchase Slot machine game in basement and ring camera do not stay

876 Emerald Place Dr, St Charles
$575,000
5 Beds ⋅ 4 Baths ⋅ 26046660 MLS ⋅ ACTIVE Status
Open House Saturday Aug 1st & Sunday Aug 2nd from 1-3pm. Welcome to the home where holidays are hosted, game nights never end, and memories are made! Offering 5 bedrooms, 3.5 baths, and over three finished levels of living space, this impressive home blends everyday comfort with incredible entertaining spaces. A soaring two-story foyer welcomes you inside, where a flex room that provides the perfect work-from-home retreat, play room or cozy sitting room. Main floor has 9+ ft ceilings. Formal dinning room with arch way. The spacious family room features 5 bay window for lots of natural light and a gas fireplace with marble surround that flows effortlessly into the beautifully appointed kitchen. Plenty of storage on this main floor with cabinets dividing the family room & kitchen, plus a butlers pantry between kitchen and dinning room. Kitchen with 42" cabinetry, granite countertops, butterfly center island, pantry, breakfast room, and abundant workspace for everything from weeknight dinners to holiday baking. Main floor laundry adds everyday convenience. Upstairs, the oversized primary suite is a true retreat with a coffered ceiling, optional sitting room, spa-like bath with dual-height vanity, soaking tub, separate shower, water closet for extra privacy and two walk-in closets. The walk-in closet off of the bathroom is very large. The second walk-in closet is off of the primary bedroom. Three additional bedrooms and full hall bath provide room and comfort for everyone. The upper level hall full bathroom is a split bathroom: the tub/toilet area can be private with a closed door to separate from the vanity areas, there are two separate vanities with one being oversized. The finished lower level is truly the heart of the fun, featuring an incredible custom bar with beautiful stone, built in shelving & storage Plus a Kegerator. Additionally in the finished basement is a spacious recreation room/ media area/ game space, a full bath, and a fifth bedroom that's perfect for overnight guests or in-laws. Step outside to enjoy the fully fenced backyard with irrigation, patio, and plenty of room for backyard football, pets, or summer cookouts. The neighborhood offers even more to love with sidewalks, a community pond and city park/playground just moments away. Thoughtfully updated with a new Zone One HVAC 2026, updated granite countertops and sink 2024, roof 2020, hardwood floor refinishing, basement bar, irrigation system, professional landscaping, fencing, and more. Zoned heating and cooling adds year-round comfort. AT&T Fiber connection. This isn't just a beautiful house, it's a home designed for celebrating life's biggest moments while making everyday living feel just as special!

1048 Pierpoint Ln, St Charles
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