Jefferson County Homes under $400,000

Jefferson County Homes under $400,000

Welcome to Jefferson County, Missouri—a hidden gem nestled in the heart of the Show-Me State! Known for its picturesque landscapes, vibrant communities, and a rich tapestry of history, Jefferson County offers a perfect blend of small-town charm and modern conveniences. With its proximity to St. Louis, residents enjoy the tranquility of suburban living while still having easy access to the bustling city life.

Jefferson County is home to a variety of outdoor recreational opportunities, including stunning parks, hiking trails, and beautiful lakes, making it an ideal destination for nature enthusiasts and families alike. The county boasts a strong sense of community, with local events and festivals that bring neighbors together, fostering lasting friendships and connections.

For those looking to establish roots in this wonderful area, Jefferson County offers an impressive selection of homes priced under $400,000. Whether you’re a first-time homebuyer, a growing family, or someone looking to downsize, you’ll find a diverse array of options, from charming single-family homes to modern townhouses. Many properties feature spacious yards, updated interiors, and access to excellent schools, ensuring a comfortable lifestyle for residents.

With its affordable housing market, Jefferson County is an ideal place to call home. Explore the welcoming neighborhoods and discover the perfect property that suits your lifestyle and budget. Embrace the opportunity to live in a community that truly feels like home, where you can create cherished memories for years to come!

Newest Jefferson County Homes under $400,000

6167 Sunset Dr, Cedar Hill
$265,000
3 Beds ⋅ 2 Baths ⋅ 26063903 MLS ⋅ COMING SOON Status
Welcome to 6167 Sunset Dr! This home is a charming 3-bed, 2-bath ranch nestled on nearly half an acre in Cedar Hill, MO. This well-maintained home offers a comfortable single-level layout with 1,216 sq ft of living space, perfect for both everyday living and entertaining. Enjoy mornings on the covered front porch and evenings on the spacious back deck overlooking a level, open backyard. A standout feature is the large, detached garage equipped with heating and cooling, ideal for a workshop, hobby space, or vehicle storage. The home’s low-maintenance vinyl siding and durable metal roof provide long-lasting protection and curb appeal. Located in the peaceful Ogdens Sunset subdivision, this property offers a blend of privacy, functionality, and outdoor space that’s hard to find. Whether you're seeking move-in readiness or future value-add potential, this home is ready for your vision.

6167 Sunset Dr, Cedar Hill
503 Spitz Dr, Fenton
$300,000
3 Beds ⋅ 1 Baths ⋅ 26063856 MLS ⋅ COMING SOON Status
Tucked away in a peaceful setting yet just minutes from Fenton and Arnold, this 3 bedroom home offers a rare combination of convenience, space, and truly exceptional land. With easy access to Highways 141, 30, 21, and 55, you can enjoy the feeling of being away from it all without sacrificing accessibility. The gorgeous, secluded lot is surrounded by mature landscaping and offers picturesque views overlooking Stuckmeyer Farms. Relax on the cozy wraparound porch, unwind in the custom hot tub house with hot tub included, or put your green thumb to work in the established garden area. A detached pole barn/garage provides fantastic additional space for vehicles, a workshop, hobbies, equipment, or extra storage. Inside, the open eat-in kitchen flows seamlessly into the living room, creating a comfortable and welcoming space for everyday living and entertaining. The main level features three bedrooms and a full bathroom with a recently updated bath and shower. The partially finished walk-out basement adds even more living space, featuring a cozy wood-burning stove, living area with bar, and an additional bonus room ready to fit your needs. There is also plenty of unfinished space for storage. Homes with this kind of setting are hard to find. From the mature landscaping and established gardens to the porch views, outbuilding, hot tub retreat, and incredible privacy, the land and outdoor space truly set this property apart. A one-of-a-kind opportunity to enjoy room to breathe while staying close to everything Fenton and Arnold have to offer.

503 Spitz Dr, Fenton
209 Virginia Ave, Crystal City
$250,000
3 Beds ⋅ 3 Baths ⋅ 26062190 MLS ⋅ COMING SOON Status
Welcome home to this inviting 3-bedroom, 2.5-bath home offering 1,352 square feet of comfortable living space with plenty of character throughout! Step inside to find fresh carpet, crown molding, and two wood-burning fireplaces that add warmth and charm. The spacious primary bedroom is a true retreat with its own fireplace and walk-in closet. The kitchen offers a custom pantry for additional storage, while the bright sunroom provides a versatile bonus space perfect for relaxing, entertaining, or enjoying your morning coffee. Need even more storage? A huge storage room above the garage provides plenty of room to keep everything organized. Outside, enjoy a fenced yard and newly added gravel driveway. A new roof and newer A/C and furnace add even more value and peace of mind. With thoughtful updates, great storage, and comfortable spaces inside and out, this home has so much to offer. Schedule your showing and come see it for yourself!

209 Virginia Ave, Crystal City
5142 Jeremiah Blvd, Hillsboro
$299,990
4 Beds ⋅ 2 Baths ⋅ 26063847 MLS ⋅ ACTIVE Status
Move-in ready with thoughtful updates inside and out! This beautifully maintained 4-bedroom, 2-bath home offers an inviting open floor plan, vaulted ceilings and an abundance of natural light, with extensive improvements that make it ready for its next owner.Major exterior updates completed in 2025 include a new roof, gutters, shutters and front porch, along with refreshed landscaping that enhances the home’s curb appeal from the moment you arrive.Inside, warm hardwood floors and a light-filled living space flow into the dining area and kitchen, creating an ideal layout for both everyday living and entertaining. The kitchen offers generous cabinetry and storage, stainless-steel appliances and a sliding-door pantry. A convenient wet bar with built-in wine storage and glassware display adds character and creates another great space for entertaining.Originally configured with three bedrooms, the home now offers a fourth bedroom, providing valuable flexibility for guests, a home office, hobby room or additional sleeping space. Much of the interior has been refreshed with new paint and updated lighting and ceiling fans.The primary suite includes a private bath enhanced with a smart toilet/bidet, while the hallway bath features a pressure-assisted toilet.Smart-home and practical upgrades add another level of convenience, including a hardwired video doorbell with indoor chime, Kwikset SmartKey locks on all exterior doors, and a generator interlock kit for added preparedness.The partially finished lower level provides additional recreational or flexible living space, along with a separate laundry area and plenty of room to tailor to your needs. Outside, enjoy the backyard patio and space for relaxing, entertaining or play. The 2-car garage also provides additional workshop and storage space.With four bedrooms, extensive 2025 exterior improvements, smart-home features, flexible living spaces and numerous interior updates, this home combines comfort, functionality and character in one move-in-ready package.

5142 Jeremiah Blvd, Hillsboro
914 Valentine St, Festus
$304,900
4 Beds ⋅ 3 Baths ⋅ 26063844 MLS ⋅ ACTIVE Status
Welcome home to this spacious 4-bedroom, 3-bathroom home offering over 2,200 square feet of finished living space with plenty of room to spread out, entertain, and grow. With a functional layout, generous storage, and desirable indoor and outdoor features, this home is an excellent option for first-time homebuyers or anyone looking for additional space. Step inside to an inviting main level featuring vaulted ceilings and a spacious kitchen with updated cabinetry, abundant cabinet and countertop space, and a full set of stainless steel kitchen appliances that stay with the home. The open and comfortable layout makes everyday living and entertaining easy. The main-floor primary bedroom provides its own private en suite bathroom featuring a relaxing soaking tub and separate shower. Two additional bedrooms are conveniently located on the main level, along with a spacious laundry room that makes household chores easy and accessible. The attached two-car garage provides plenty of room for vehicles, tools, and equipment and includes built-in storage shelving for added organization. Downstairs, the finished basement adds even more usable living space with a large secondary family room that would be perfect for movie nights, entertaining, a game room, or additional living space. The basement also features a fourth bedroom, another full bathroom, bonus office space, and a large storage room complete with shelving. With both walk-out and walk-up access, the basement offers added convenience and flexibility. Outside, you’ll find a chain-link fenced backyard that provides a great space for children, pets, outdoor activities, or simply enjoying some fresh air. The covered front porch offers the perfect place to relax with your morning coffee or unwind at the end of the day. Additional on-street parking provides extra space when entertaining family and friends. With over 2,200 square feet of living space, four bedrooms, three bathrooms, multiple living areas, a large kitchen, main-level laundry, an attached two-car garage, finished basement, and plenty of storage throughout, this home has so much to offer. Whether you’re purchasing your first home or simply looking for more room, this property is ready for its next owner. Schedule your showing todaY!

914 Valentine St, Festus
2 Aspen Ii At Whispering Pnes, High Ridge
$352,900
3 Beds ⋅ 2 Baths ⋅ 26063829 MLS ⋅ ACTIVE Status
Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2BA Aspen II Ranch. Pricing will vary depending on interior/exterior selections. Your family will love this beautiful open floorplan! The great room leads into the kitchen w/center island & walkin pantry, plus spacious adjacent dining area w/glass sliding doors leading to a covered patio or deck. The master suite features dual closets & a private master bath. Main floor also features laundry room & coat closet off garage. Lots of large windows for natural light! Available bay windows in dining room or master bedroom, & great room fireplace. The Aspen II includes 2 car garage, soffits & fascia & more! Whispering Pines is a premier new home community in High Ridge, blending versatile floor plans with scenic green spaces and everyday convenience. Enjoy peace of mind with McBride Homes’ 10 year builders warranty and incredible customer service! Display photos shown.

2 Aspen Ii At Whispering Pnes, High Ridge
2 Maple At Winding Mdws, Fenton
$341,900
3 Beds ⋅ 2 Baths ⋅ 26063826 MLS ⋅ ACTIVE Status
Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2BA Maple Ranch. Pricing will vary depending on various interior/exterior selections. This beautiful home features a large great room with available vaulted ceilings and gas fireplace. Spacious dining area and open kitchen with optional center island & breakfast bar. The master suite includes a large walk-in closet private bathroom. This floor plan can have 2-3 total bedrooms, with a full hall bath included. Two car garage, main floor laundry room, and much more! Personal selections include bay windows, luxury master bath, and great room extension. Enjoy peace of mind with McBride Homes’ 10 year builders warranty and incredible customer service! This wonderful community will feature a total of 83 homesites sitting on three private cul-de-sacs. Display photos shown.

2 Maple At Winding Mdws, Fenton
400 Olive St, De Soto
$219,900
3 Beds ⋅ 2 Baths ⋅ 26063664 MLS ⋅ COMING SOON Status
Welcome home! This charming 3-bedroom, 2-bath home offers a wonderful combination of comfort, convenience, and easy living. Step into the spacious kitchen, featuring an abundance of cabinets for all your cooking gadgets, plus plenty of room to cook, gather, and entertain. The bedrooms offer nice-sized closets, providing the storage space you need. The lower level adds even more versatility with a private ensuite, spacious family room, separate play area, and utility room—perfect for guests, a growing household, or creating a space all your own. Durable vinyl plank flooring adds both style and practicality throughout the home. Outside, the vinyl siding offers low-maintenance appeal, while the newer roof, newer HVAC, and new water heater provide added peace of mind. Enjoy the fenced backyard and patio—perfect for relaxing, entertaining, or letting pets play. Conveniently located near shopping, restaurants, and everyday amenities, this home has so much to offer. Come see for yourself and discover why this one should be at the top of your list!

400 Olive St, De Soto
5904 Starlight Dr, High Ridge
$250,000
3 Beds ⋅ 2 Baths ⋅ 26062923 MLS ⋅ ACTIVE Status
PUBLIC ONLINE AUCTION! Dates that this home, commercial building, and warehouse will be open for viewing are Sat. Oct. 24, 2026, 12-1pm & Thurs. Oct. 29, 2026, 5-6pm. Online Auction Closing Wed. Nov. 4, 2026 starts closing @6:00pm. 1 PROPERTY – 3 USES 3 BEDROOM / 2 BATH HOME Approximately 1,800 sq ft of living space at 5904 Starlight Drive. Oversized attached 2-car garage, spacious rear deck, and basement with an EPA-certified clean-burning wood stove for supplemental heat. Improvements include roof work completed in 2020, along with updates to the flooring and windows. COMMERCIAL BUILDING Separate commercial building at 3413 High Ridge Blvd. Improvements include new siding and a new roof completed in 2025. The building provides additional space along High Ridge Blvd with a large parking area. 30' X 40' STEEL POLE BARN Approximately 1,200 sq ft with a 10-foot overhead door, 100-amp electrical service, concrete floor, lighting, and storage loft. Additional room for equipment, camper, or other storage. 3.52 ACRES IN HIGH RIDGE Residence, commercial building, and warehouse/workshop space all on one property, providing multiple options for living, working, storage, and additional workspace. The High Ridge location offers convenient access to shopping, schools, medical and emergency services, along with employment opportunities across manufacturing, health care, social assistance, accommodation, food service, and other industries. This property is being offered via online public auction. Listing price is only a suggested sales price; current bid on the auction will be the prevailing sales price. Max bids are private and bidders are allowed to place max bid amounts instead of only bidding the current sales price. 20% conventional loans and cash purchases are permitted; no government loans. Non-refundable down payment of $40,000 is due at the close of the auction, with final closing within 30 days. Buyer to verify all measurements and online data.

5904 Starlight Dr, High Ridge
2941 Meyer Rd, Festus
$193,000
2 Beds ⋅ 1 Baths ⋅ 26063781 MLS ⋅ ACTIVE Status
Charming, Updated & Full of Opportunity in the De Soto School District! Whether you're a first-time home buyer, savvy investor, or simply looking for a cozy home with the major updates already taken care of, this story-and-a-half gem deserves a look! Featuring 2 bedrooms and 1 full bath, this home offers character, comfort, and excellent potential. You'll appreciate the numerous improvements, including a new HVAC system (2023), hot water heater (2022), upstairs flooring (2020), roof (spring 2020), free-standing range (2022), and a brand-new septic system installed in September 2026. These significant updates provide valuable peace of mind while leaving plenty of opportunity to add your personal style. As a bonus, the seller is offering a Home Protection Plan! With so many of the big-ticket items already addressed, this is an opportunity you won't want to miss. Seller prefers an As-Is Sale. Check out the possibilities and make this charming home your own!

2941 Meyer Rd, Festus
2182 San Simeon Dr, Arnold
$300,000
3 Beds ⋅ 3 Baths ⋅ 26059907 MLS ⋅ COMING SOON Status
Welcome home to this 3-bedroom, 3-full-bath ranch offering plenty of space both inside and out! The functional layout features main-floor laundry, an attached 2-car garage, plus a partially finished basement with additional living space and plenty of storage. Step outside to a large, level, fully fenced backyard with a spacious patio—perfect for relaxing, entertaining, or enjoying the outdoors. Major improvements include a newer roof and siding, along with an A/C system approximately six years old. Located in the Fox C-6 School District and serving Seckman schools, with easy access to shopping, restaurants and major highways. With a desirable ranch-style floor plan, great outdoor space and plenty of room to make it your own, this home offers a wonderful combination of comfort, convenience and potential.

2182 San Simeon Dr, Arnold
809 Ron Dr, Fenton
$235,000
3 Beds ⋅ 3 Baths ⋅ 26054503 MLS ⋅ COMING SOON Status
Welcome to 809 Ron Drive, where comfortable living, thoughtful updates, and a peaceful wooded setting come together in the heart of Fenton. With over 1,500 square feet of living space, this inviting home offers plenty of room to settle in and make it your own. Step outside onto the gorgeous brand-new deck overlooking the wooded lot—the perfect spot for morning coffee, summer dinners, or simply unwinding at the end of the day. Inside, you’ll find welcoming living spaces and a breakfast bar that makes everyday meals and conversation easy. Even better, many of the big-ticket updates have already been taken care of, including a new roof and siding, newer HVAC and water heater, plus additional updates throughout. That means you can spend less time worrying about projects and more time enjoying your new home. Conveniently located near Fenton’s shopping, dining, recreation, and everyday amenities, 809 Ron Drive offers the combination of location, updates, and outdoor space that’s hard to find. All that’s left to decide is whether you’ll enjoy your morning coffee at the breakfast bar or out on the deck.

809 Ron Dr, Fenton
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