St. Charles Homes with Two Stories

St. Charles Homes with Two Stories

Welcome to St. Charles County, Missouri, a vibrant community that beautifully blends rich history with modern living. Nestled along the banks of the Missouri River, St. Charles is renowned for its charming downtown area, which is steeped in history and features delightful boutiques, restaurants, and cultural attractions. Residents enjoy a strong sense of community, excellent schools, and a variety of recreational opportunities, making it an ideal place for families and individuals alike.

For those seeking spacious living, St. Charles County offers an array of stunning two-story homes that cater to diverse lifestyles. These homes are perfect for families who value both comfort and functionality. With their generous layouts, two-story residences provide ample space for relaxation, entertaining, and everyday life. Imagine unwinding in a cozy living room that flows seamlessly into a modern kitchen, or hosting gatherings in a dining area that accommodates everyone.

Many of these homes come with beautifully landscaped yards, perfect for outdoor activities or simply enjoying the fresh air. Additionally, two-story homes often feature multiple bedrooms and bathrooms, ensuring that everyone has their own space. The architectural styles range from classic designs to contemporary masterpieces, allowing you to find the perfect match for your taste.

Living in St. Charles County means you’re not just buying a home; you’re investing in a lifestyle filled with community, convenience, and charm. Explore the possibilities of two-story living in this enchanting area, where your dream home awaits!

Newest St. Charles Homes with Two Stories

$465,000
4 Beds ⋅ 4 Baths ⋅ 26048586 MLS ⋅ COMING SOON Status
***Professional pics will be uploaded by 7/31. Showings to begin Saturday at 9 am*** Welcome to 634 Zumwalt Crossing in O’Fallon’s desirable The Crossings subdivision. Built in 1999 and lovingly maintained by the original owners, this single-family home offers comfortable living with thoughtful updates throughout, including an updated kitchen, remodeled master bath, newer roof, basement finish, and inground pool. The finished basement adds valuable living space with a full bathroom, spacious rec room, and hidden storage room with wiring access, making it ideal for entertaining, hobbies, media, or extra storage. Outside, enjoy a backyard built for relaxing and hosting with an inground pool, patio, and pergola creating a private outdoor retreat. Conveniently located near shopping, dining, schools, and commuter routes, this O’Fallon home offers space, comfort, and standout indoor-outdoor living.

634 Zumwalt Xing, O'Fallon
$185,000
2 Beds ⋅ 2 Baths ⋅ 26048741 MLS ⋅ ACTIVE Status
Spacious and open Townhome in a fantastic St Peters location with easy access to highways, shopping and entertainment. Open floor plan with tall hardwood ceilings and plenty of natural light. Living room with fireplace and dining area opens into the the Kitchen and breakfast room, plenty of cabinet and counter space, stainless steel appliances and walks out to the patio. 1/2 bath off the breakfast room along with laundry room and additional storage closet/pantry. Large primary bedroom with walk-in closet, full bath with soaker tub and separate shower and loft area that could easily be converted to a 2nd bedroom (seller will convert to 2nd bedroom at buyers request prior to closing). 1 car oversized garage, NEW ROOF in 2026, HVAC and Water Heater upgraded in 2017 and new electrical panel in 2017. Over 1400 SQ ft of space in a great community with a pool. This property can be rented, FHA approved.

3129 Windwood Trails Dr, St Peters
$285,000
3 Beds ⋅ 3 Baths ⋅ 26048189 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained 1360 sq ft, 3 bedroom, 2.5 bath END UNIT townhome. Nestled in the heart of New Town, this home overlooks a beautifully maintained greenspace, offering the charm of an oversized yard without the maintenance—perfect for entertaining, outdoor activities, or simply enjoying the open space. The main level features 9' ceilings, hardwood flooring, powder room, coat closet & small office area (or can be changed into pantry). The kitchen is boasting of a large breakfast bar, stainless steel appliances, and abundant cabinetry. The separate dining area flows seamlessly to the attached 1 car garage and private enclosed backyard patio, complete with a charming all-brick fire pit. Upstairs, the primary suite offers a private retreat with its own full bath, while two additional bedrooms, full hall bath, linen closet, and laundry area complete the upper level. The unfinished lower level is ready for your own unique vision or serves as storage space. Life in New Town is unlike anywhere else. This vibrant community offers resort-style amenities including sparkling pools, a spectacular 700-foot lazy river, scenic lakes and canals perfect for kayaking, paddleboarding, swimming, fishing, and floating, along with an amphitheater, popular restaurants, neighborhood shops, grocery store, pickleball and volleyball leagues, walking trails, community events, and so much more. It's not just a home—it's a lifestyle. Don't miss this incredible opportunity to own a beautiful end-unit townhome in one of the most sought-after communities around!

3201 S Civic Green Way, St Charles
$440,000
4 Beds ⋅ 3 Baths ⋅ 26048761 MLS ⋅ COMING SOON Status
Pristine and meticulously maintained, this exceptional home offers a classic center hall floorplan, outstanding living space, and quality finishes throughout. Gorgeous hardwood floors extend through most of the main level, while the stunning 2-story entry foyer welcomes guests with a dramatic T-split staircase. The bright living room features a large double window, and the separate dining room is filled with natural light from a large triple window. The spacious main-floor family room is both inviting and impressive, featuring a large bay window, a full masonry wood-burning fireplace with a raised brick hearth and glass fireplace doors, and large windows flanking the fireplace. Adjoining the family room is the enormous eat-in kitchen, beautifully appointed with custom 42" wood cabinetry, quartz countertops, and an oversized center island offering an abundance of storage and workspace. A patio door provides access to the deck overlooking the backyard, creating the perfect setting for everyday living and entertaining. The main-floor laundry room offers extensive cabinetry and shelving that will remain with the home, along with the washer and dryer. Upstairs, the spacious primary suite features a cathedral ceiling with ceiling fan and light, numerous windows for abundant natural light, and double doors leading to the private ensuite bath. The luxurious primary bathroom includes double vanities, a separate tub and shower, and a walk-in closet. Three additional bedrooms are bright, generously sized, and offer ample closet space. The second-floor hall bathroom is appointed with granite countertops and a tub/shower combination. The finished lower level provides a tremendous amount of additional living space, complete with carpeting, recessed lighting, and a large double window that fills the area with natural light. Whether used as a recreation room, media area, playroom, or exercise space, there is plenty of room to relax and enjoy. A patio door provides convenient access to the backyard, while the unfinished portion of the basement offers abundant storage space and a dedicated work area. This immaculate home combines timeless design, generous room sizes, and exceptional functionality, making it truly move-in ready.

3523 Brookwood Circle, St, St Charles
$529,900
4 Beds ⋅ 3 Baths ⋅ 26044904 MLS ⋅ COMING SOON Status
Welcome home to this beautifully maintained 2-story residence, built in 2009 and thoughtfully designed with comfort, style, and functionality in mind. Offering 4 bedrooms, 2.5 baths, and a 2-car garage, this home boasts an open floor plan filled with natural light and inviting spaces perfect for everyday living and entertaining. Rich hardwood floors flow throughout the main level, where oversized windows flood the home with sunshine and create a warm, welcoming atmosphere. The spacious living room is anchored by a cozy fireplace and opens seamlessly to the heart of the home - a stunning kitchen featuring granite countertops, a center island, custom 42-inch cabinetry, a walk-in pantry, and abundant prep and storage space. Just beyond, the charming sunroom is surrounded by beautiful windows, creating the perfect spot to enjoy your morning coffee or unwind at the end of the day. A formal dining room provides an elegant setting for holiday gatherings and dinner parties, while the convenient main-floor laundry room is tucked just off the garage for everyday ease. Step outside to your private backyard retreat, complete with a spacious patio, pergola, mature privacy landscaping, and an irrigation system to keep everything looking its best. Whether hosting summer barbecues or enjoying a quiet evening outdoors, this space is designed to be enjoyed year-round. Upstairs, French doors lead into the spacious primary suite, featuring a large walk-in closet and a luxurious en-suite bath with tile flooring, a double vanity, oversized soaking tub, and separate shower. Three additional generously sized bedrooms share a convenient Jack-and-Jill bathroom, providing plenty of room for family or guests. The unfinished lower level offers endless possibilities with a desirable 9-foot pour, creating the perfect opportunity for additional living space, a home gym, media room, or workshop. A brand-new water heater (2026) adds peace of mind and completes this move-in-ready home. Conveniently located near parks, shopping, dining, and major commuter routes, this exceptional home offers the perfect combination of space, thoughtful design, and modern amenities. Don't miss your opportunity to make it yours!

2039 Saint Madeleine Dr, Dardenne Prairie
$375,000
4 Beds ⋅ 4 Baths ⋅ 26031387 MLS ⋅ ACTIVE Status
Welcome home to this spacious 2-story offering 4 bedrooms, 2 full baths, and 2 half baths, providing plenty of room for everyone! The oversized family room is the heart of the home, featuring a cozy fireplace and beautiful bay window that fills the space with natural light. If you've been looking for a home with great bones and endless potential, this is it! With a little sweat equity and your personal touches, this home can truly shine. Enjoy outdoor living in the huge screened-in porch overlooking the level fenced backyard perfect for relaxing, entertaining, or letting pets and kids play. The newer HVAC system offers added peace of mind, and all kitchen appliances, plus the washer, new dryer, refrigerator, and freezer, are included, making moving in even easier. Whether you're a first-time buyer looking to build equity or someone searching for a home to make your own, this property is a fantastic opportunity to create something special. Don't miss your chance to unlock its full potential!

908 Devonshire Ln, St Charles
$417,352
3 Beds ⋅ 3 Baths ⋅ 26048660 MLS ⋅ ACTIVE Status
New McBride Homes Berwick 2 story 3BR, 2.5BA ready this winter! Popular layout with 9ft first floor ceilings, wood laminate flooring & 6ft windows throughout the main level. Kitchen has quartz countertops, stainless steel GE appliances, Landen Burlap 42” cabinetry & center island w/breakfast bar. Breakfast rm w/sliding glass door to backyard. Living room w/ ceiling fan & large windows. Upstairs primary suite has a walk-in closet, private bath w/double sinks, 5’ walk-in shower, linen closet, & window. 2 extra BRs, full bath & 2nd floor laundry add convenience. White 2 panel interior doors, upgraded fixtures, powder rm, ceiling fan prewires, ¾ bath rough-in at LL & more! Harvest has nature play area w/ water feature, 13+ ac town square, civic lawn area, food truck court, orchards & pumpkin patch, community gardens, pickle ball & bocce ball courts, playgrounds, trails & more! Enjoy peace of mind w/ McBride Homes 10 yr builders warranty & incredible customer service! Similar Photos Shown.

542 Apple Orchard Ln, O'Fallon
$259,900
4 Beds ⋅ 2 Baths ⋅ 26047720 MLS ⋅ ACTIVE Status
Welcome Home! This beautiful raised ranch sits in the heart of St Charles City. Here you are within walking distance of everything! Ameristar Casino, Old Town St Charles, Boone's Lick Park, Bass Pro Shop, everything you could want! In addition to the location, the home is an absolute wow as well! The ground floor is fully finished into living space, with a master bedroom with private bathroom and walk-in closet, as well as a fantastic theater entertainment room! The main floor has real hardwood floor throughout, and beautiful finishes. The home sits on over a quarter acre lot, which is fully fenced! Come see everything we have to offer, at a fantastic price!!!

1107 Esterling Dr, St Charles
$650,000
5 Beds ⋅ 7 Baths ⋅ 26047971 MLS ⋅ ACTIVE Status
Exceptional opportunity to bring your dream home to life in one of Cottleville's most desirable locations. This spacious 5-bedroom, 7-bath home offers the chance to customize every detail while benefiting from instant equity. A recent appraisal completed in January 2026 valued the property at $720,000, giving buyers a rare opportunity to invest with confidence. With an expansive layout, generous living spaces, three car oversized garage, and endless potential, this home is ready to be transformed into a true showpiece. Enjoy the peaceful setting with access to a private neighborhood lake, all while being just a short golf cart ride away from parks, shopping, dining, and everything that makes Cottleville such a desirable place to call home.

317 Lake, St Peters
$330,000
3 Beds ⋅ 3 Baths ⋅ 26048602 MLS ⋅ COMING SOON Status ⋅ Vlgs At Walden Pond #2 BLDG.
Welcome to 938 Saint Joachim Drive in O'Fallon, Missouri—a beautifully updated 3-bedroom, 3-bath condominium offering the perfect blend of comfort, style, and low-maintenance living. This spacious home features approximately 1,804 square feet of thoughtfully designed living space on a 7,799 sq. ft. corner lot. Step inside to discover fresh updates throughout, including modern flooring, contemporary finishes, and an inviting open-concept layout ideal for both everyday living and entertaining. The bright kitchen flows seamlessly into the breakfast area and spacious family room. Upstairs, you'll find generously sized bedrooms, including a spacious primary suite with a walk-in closet and private bath. Enjoy outdoor living on the large deck overlooking the yard, while the attached two-car garage and convenient location near shopping, dining, parks, and major highways add to the home's appeal. If you're looking for a move-in ready home with stylish updates and an unbeatable O'Fallon location, 938 Saint Joachim Drive is one you won't want to miss!

938 Saint Joachim Dr, O'Fallon
$499,500
4 Beds ⋅ 4 Baths ⋅ 26048582 MLS ⋅ ACTIVE Status
Meticulously maintained by its original owner, this exceptional 4-bedroom, 4-bath home is the perfect blend of comfort, quality, and outdoor living. With over 3,100 approx square foot of living area this home has the space you need. The inviting open floor plan features a spacious family room with a cozy fireplace, beautiful bay window, custom built book shelves and ceiling fan, creating the ideal gathering space for family and friends. The updated kitchen showcases granite countertops, stainless steel appliances, center island, pantry and plenty of countertop space and cabinets. The main floor oversized laundry room is sure to please. Custom window shades add a touch of elegance throughout the home. Major improvements, including a new roof, updated HVAC system, and new windows, which provide peace of mind for years to come. Step outside and discover your own private backyard paradise! The incredible outdoor living space is designed for entertaining with a stunning bar, outdoor fireplace, tranquil koi pond, beautifully landscaped yard, irrigation system, and a spacious, level fenced backyard. The three-season room offers the perfect place to relax and enjoy the scenery in every season. The finished lower level provides additional living and entertaining space, making this home as functional as it is beautiful. Conveniently located just minutes from shopping, dining, and the everyday amenities O’Fallon has to offer. This one-owner home truly has it all. Don’t miss your opportunity to make it yours!

88 James River Ct, St Charles
$699,900
5 Beds ⋅ 4 Baths ⋅ 26048527 MLS ⋅ COMING SOON Status
Amazing home and property! In ground saltwater pool oasis in the huge backyard nearly a half acre. The yard backs to the Great Rivers Greenway path for walking/running, biking, that goes for miles through multiple local beautiful scenic parks. Pro pics coming soon!! Finished walkout basement with a proper mother in laws quarters, huge bedroom, living room/family room spaces, kitchenette, full bathroom, it's soooo nice! Beautiful front landscaping and wrap around covered porch. 3 car finished garage, new garage doors, 220v car charging circuit installed. Sellers have done lots of upgrades to this former Tom Johnson display home. Granite in the kitchen, newer appliances, double oven, sliding glass doors, newer roof, 3 year old furnace, water heater, A/C, upgraded primary suite bathroom......and the list goes on and on. Located on a great court this home and property is a must see.

3 Savannah Ct, St Peters
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