Not in a subdivision Homes under $250,000

Not in a subdivision Homes under $250,000

Welcome to the charming neighborhoods of Illinois, where community spirit thrives and homes under $250,000 offer both affordability and character. Nestled away from the hustle of cookie-cutter subdivisions, these areas boast unique homes that reflect the rich history and diversity of the region.

Imagine strolling down tree-lined streets, where each house tells its own story. From quaint bungalows to spacious ranch-style homes, the architectural variety is a testament to the neighborhood's charm. With prices under $250,000, first-time buyers and families alike can find a perfect fit without compromising on space or style.

The community is vibrant and welcoming, featuring local parks, small businesses, and family-owned eateries that create a warm, neighborly atmosphere. Residents often gather for seasonal festivals and farmer’s markets, fostering friendships and connections that make this area feel like home. The schools are well-regarded, providing quality education and a strong foundation for children.

Conveniently located near major highways and public transport, commuting to nearby cities is a breeze, making it an ideal spot for those who work in the larger metropolitan areas but prefer the tranquility of suburban life.

If you’re searching for a place where you can find a beautiful home without breaking the bank, look no further. Explore the hidden gems of Illinois and discover your dream home in a neighborhood that truly feels like a community. Your affordable slice of paradise awaits!

Newest Not in a subdivision Homes under $250,000

807 Montgomery Ave, Hillsboro
$153,000
2 Beds ⋅ 1 Baths ⋅ 26064312 MLS ⋅ ACTIVE Status
Move-In Ready Charm – Fully Remodeled & Furnished! Charming, move-in ready home located at 807 Montgomery Avenue, Hillsboro, Illinois. This beautifully updated property offers the perfect blend of modern comfort and effortless living. Having undergone a total remodel within the last seven years, every inch of this home has been meticulously maintained and is in pristine condition. Key Features You'll Love: • Turnkey Living: This home comes loaded with value! The stylish leather couch, washer, and dryer, along with many other high-quality furnishings, stay with the property. • Comfortable Layout: Features two cozy bedrooms and one pristine bathroom, making it perfect for first-time buyers, downsizers, or anyone looking for a low-maintenance lifestyle. • Abundant Storage: Say goodbye to clutter with a spacious, floored attic easily accessible via convenient drop-down stairs. • Outdoor Oasis: Enjoy your private, fully fenced-in rear yard—ideal for pets, gardening, or weekend barbecues. • Detached Garage: Includes a one-car detached garage providing secure parking and additional workspace or storage. Given the incredible shape and turnkey nature of this property, it won't last long on the market!

807 Montgomery Ave, Hillsboro
686 Bernice, Shipman
$207,500
3 Beds ⋅ 2 Baths ⋅ 26064145 MLS ⋅ ACTIVE Status
Checkout this turnkey 3 bed 2 full bath home located on large lot with 2 car detached garage and carport for your larger toys. Home features all new flooring, updated bathrooms, open floorplan, split bedroom design, big yard and the list goes on and on. Set your appointment today!

686 Bernice, Shipman
1801 Centreville Ave, Belleville
$60,000
2 Beds ⋅ 2 Baths ⋅ 26064296 MLS ⋅ ACTIVE Status
Price listed is Starting Bid Only. Bidding starts closing 10/29/2026 @ 6 p.m. Lovingly cared-for 2BR/2BA estate home offering an attached garage, additional detached garage, sunroom with hot tub, garden sheds, and a full partially finished basement in Belleville, IL! The main level opens to a sun-swept front living room that flows into the eat-in kitchen, complete with all appliances. Just steps away, two sliding glass doors provide access to the attached sunroom featuring a hot tub, creating a comfortable space to relax and enjoy the outdoors year-round. A full bathroom is conveniently located near the two bedrooms. The full, partially finished basement provides additional living and storage space, anchored by a large recreation room with a wood-burning stove. The lower level also includes a dedicated laundry area, additional bathroom, storage space, and a finished bonus room with built-in shelving and closet space that could serve as a potential third bedroom. Outside, enjoy entertaining and BBQs from the back deck overlooking the fully fenced backyard with mature shade trees. The additional detached garage and garden sheds provide plenty of space for vehicles, equipment, hobbies, and storage. A great location near schools, IL-15, and just minutes from shopping, dining, and entertainment in downtown Belleville! Property will sell under auction terms and be sold AS- IS, WHERE-IS. Seller, will not make any repairs as a result of any building, occupancy, or environmental inspections. Buyer will be required to sign an Auction Purchase & Sale Agreement if final bid is accepted by Sellers.

1801 Centreville Ave, Belleville
511 S Chester St, Sparta
$50,000
3 Beds ⋅ 1 Baths ⋅ 26064308 MLS ⋅ ACTIVE Status
Price listed is Starting Bid Only. Bidding starts closing 10/22/2026 @ 5 p.m. Lovingly cared for and well maintained, this 3BR/1BA home blends timeless charm with modern comforts and features a full brick exterior, a spacious 0.42± acre lot, and a 2 car covered carport in Sparta, IL. The front door opens to an inviting living room filled with natural light highlighting the warm hardwood flooring. Just beyond, the eat-in kitchen offers ample cabinet and counter-top space, includes all appliances, and offers a rear exterior door leading to the large, covered porch overlooking the back door, making entertaining and summer barbecues seamless. A well-appointed full bathroom also serves as the laundry area with a stackable washer and dryer and is shared by two generously sized bedrooms. The second level features an open landing that could serve as flexible living, hobby, or office space, along with the home’s third bedroom. Outside, a gravel driveway leads to the 2-car carport, while the spacious yard provides a blank canvas for future additions, gardens, landscaping, or outdoor recreation. Perfectly positioned within the Sparta School District and near everyday conveniences such as the Sparta Country Club and IL Route 4, this inviting home delivers a practical floor plan, comfortable living spaces, and ample opportunity for customization! Property will sell under auction terms and be sold AS- IS, WHERE-IS. Seller, will not make any repairs as a result of any building, occupancy, or environmental inspections. Buyer will be required to sign an Auction Purchase & Sale Agreement if final bid is accepted by Sellers.

511 S Chester St, Sparta
740 Cemetery Rd, Freeburg
$150,000
3 Beds ⋅ 2 Baths ⋅ 26063982 MLS ⋅ ACTIVE Status
Price listed is Starting Bid Only. Bidding starts closing 10/22/2026 @ 7 p.m. Experience the tranquility of country living while remaining just minutes from town with this lovingly cared-for 3BR/1.5BA single-family residence featuring a detached 48' x 42' pole barn, all nestled on 3.38+/- acres of combined open lawn and wooded grounds in Freeburg, IL! The main level offers a spacious living and dining area highlighted by large bay windows overlooking the expansive front lawn. The galley-style kitchen includes all appliances and features a cozy corner breakfast nook for casual dining. The family room is anchored by a wood-burning fireplace and provides convenient access to a half bathroom before opening into a flexible space with access to the attached all-seasons room, complete with wraparound windows overlooking the surrounding grounds. Upstairs, three bedrooms share a conveniently located full bathroom. The partial, unfinished walk-up basement houses the home's utilities and includes a bonus shower. Outside, the detached pole barn provides ample room for a workshop, equipment storage, hobbies, or a variety of other uses, with an attached overhang featuring a poured concrete floor. The property also benefits from access to a shared pond, adding to the appeal of the surrounding countryside. Please note that an easement has been granted to a neighboring property owner for access to their driveway. With a blend of open space, wooded grounds, versatile outbuildings, and a convenient location, this property offers plenty of room to enjoy the best of country living. Property will sell under auction terms and be sold AS- IS, WHERE-IS. Seller, will not make any repairs as a result of any building, occupancy, or environmental inspections. Buyer will be required to sign an Auction Purchase & Sale Agreement if final bid is accepted by Sellers.

740 Cemetery Rd, Freeburg
1305 Franklin St, Maeystown
$180,000
3 Beds ⋅ 1 Baths ⋅ 26063839 MLS ⋅ ACTIVE Status
Nestled in the charm of Maeystown, this well-maintained 3 bedroom, 1 bathroom home offers a unique and functional layout with thoughtful updates throughout! Entry from the front door brings you into the lower level, creating a practical drop zone before heading upstairs to the main living area where all primary living spaces are located. The upper level features a recently updated kitchen equipped with an electric cooktop, double wall oven, and appliances that stay, including the washer and dryer. The living and dining areas are spacious and inviting, ideal for everyday living or entertaining. Step out back to enjoy the covered deck, perfect for relaxing and taking in the peaceful surroundings. This home is packed with valuable mechanical upgrades and conveniences, including a brand new A/C system, a whole-home generator, boiler heat that is not very old, a sump pump with battery backup, and a Culligan water softener. The one-car attached garage is heated and offers generous workspace complete with a workbench, making it ideal for projects or hobbies. The roof has been well cared for, with part of it being metal that was recently inspected and painted, and the remaining portion also recently inspected and in good condition. A leased propane tank through Pinnacle services the home. With solid systems, smart updates, and a scenic Maeystown setting, this home offers comfort, reliability, and character in a truly special location!

1305 Franklin St, Maeystown
412 E Southworth St, Raymond
$109,000
5 Beds ⋅ 2 Baths ⋅ 26062864 MLS ⋅ ACTIVE UNDER CONTRACT Status
Historic charm meets opportunity in this spacious 5 bedroom, 2 bath home situated on a desirable corner lot! Full of character and timeless details, this home features beautiful historic woodwork throughout, adding warmth and personality you simply can’t recreate. The open concept kitchen and dining area provides a welcoming space for everyday living and entertaining. The main level also offers a comfortable family room plus an additional family/rec room, giving you plenty of flexibility for gatherings, hobbies, a home office, or recreation. With five bedrooms, there’s room for everyone, while the unfinished basement provides additional storage. Upstairs, the unfinished attic offers even more possibilities and could be transformed into additional living space, a creative studio, office, or generous storage area. An attached two car garage adds convenience, and the corner lot provides a great setting for the home. While some updates are needed, this property is full of historic charm, character, and potential and is ready for its next owner to bring their vision to life! Cash or Conventional Financing Only! Call your favorite agent today to schedule a showing and see all this home has to offer!

412 E Southworth St, Raymond
615 George St, Alton
$169,000
5 Beds ⋅ 2 Baths ⋅ 26062070 MLS ⋅ ACTIVE Status
Welcome to this charming 1 and 1/2 story cottage with a welcoming enclosed front porch, and a detached garage, situated along historic brick streets. This home offers four bedrooms, a dedicated home office, and two bathrooms. Fresh paint and new carpeting create a clean, welcoming feel. Situated on a corner lot, this property offers plenty of space, including a fenced backyard and garage. The full basement provides an abundance of storage and includes a full bathroom, offering excellent potential for additional living, recreation, or workspace. While the basement is currently unfinished, the possibilities are there to make the space your own. Many of the major updates have already been completed, including HVAC (2025), new roof (2025), and some newer windows, giving you peace of mind and a head start on future improvements. Affordably priced and move-in ready, this home is a great opportunity for buyers looking for space, updates, and value. Come see all this property has to offer and make it your own!

615 George St, Alton
458 N Library St, Waterloo
$215,000
3 Beds ⋅ 1 Baths ⋅ 26061589 MLS ⋅ ACTIVE Status
If you’ve been looking for a home with space, updates, and a little something extra, this 1.5-story Waterloo home might be the one! Conveniently tucked just off Columbia Avenue near Gibault, you’re close to Route 3, downtown Waterloo, and all the things you actually need without being right in the middle of everything. Inside, the living room and kitchen flow together in an open layout that makes everyday life and entertaining a whole lot easier. The kitchen offers plenty of cabinet space, updated flooring, and appliances that were replaced in 2024 and 2025, so you can check “buy new appliances” off the list. The spacious dining room gives you plenty of room to create a dining area, home office, play space, or whatever your household needs. Two bedrooms are located on the main level, including one with two large closets because apparently one closet just wasn’t going to cut it. A full bathroom on the main level was remodeled in 2022. Head upstairs to find new luxury vinyl plank flooring, a loft area, and an additional bedroom. Whether you need a quiet retreat, guest space, office, or simply somewhere to send the kids when they’re being a little too loud, you’ve got options! Outside, the fully fenced backyard offers plenty of room to enjoy the warmer months, There’s also an attached one-car garage for parking and storage. And the big-ticket updates are already done: roof (2018), HVAC (2018), hot water heater (2017), kitchen appliances (2024 & 2025), bathroom remodel (2022), and living room windows replaced in June 2026. A convenient location, flexible living space, a fenced yard, and updates where they count. Come take a look and see if this Waterloo home checks your boxes!

458 N Library St, Waterloo
102 Carrie St, Taylor Springs
$40,000
2 Beds ⋅ 2 Baths ⋅ 26060165 MLS ⋅ ACTIVE Status
Opportunities like this don’t come along every day! Once home to Country Grain Elevators, this recognizable Taylor Springs landmark offers a rare opportunity for a buyer with the vision to imagine what it could become next. The property includes the former grain elevator complex with multiple grain bins, a spacious feed house/storage building, and the original scale house, which has been converted into a 2-bedroom, 1.5-bath living quarters. The scale house includes a kitchen, oversized family room, primary bedroom with adjoining bath, and a steel roof approximately 10 years old. Located at the far east end of the grain elevator, the original feed house has most recently been used for personal storage and offers approximately 2600 square feet of open interior space, with soaring wood framing and plenty of rustic character. The elevator itself stands as an unmistakable reminder of the community’s agricultural past. Out of operation for more than 20 years, its iconic silhouette, vintage Country Grain signage, grain bins and industrial architecture make this a truly one-of-a-kind property. Bring your imagination and think outside the box! Could this property find new life as a seasonal destination, Christmas tree or holiday market, farmers market, event venue, antique marketplace, workshop, storage facility or unique rustic gathering place? Or maybe you have an idea no one has considered yet. The history is already here. Now it’s waiting for someone with the vision to write its next chapter.

102 Carrie St, Taylor Springs
620 W Kinkead Rd, Hillsboro
$231,900
2 Beds ⋅ 1 Baths ⋅ 26061781 MLS ⋅ ACTIVE UNDER CONTRACT Status
Charming Wooded Oasis in Town – Meticulously Maintained & Move-In Ready! Welcome home to this beautifully maintained, move-in-ready ranch that perfectly blends the peace of nature with the convenience of town living. Nestled on a beautifully landscaped lot, the backyard makes you feel like you are hidden away in the deep woods, yet you are just moments from everything Hillsboro has to offer. Interior Highlights: Spacious Living: Features 2 large bedrooms and 1 well-appointed bathroom, offering a comfortable and efficient layout. Premium Flooring: Enjoy a tasteful mix of classic hardwood, durable ceramic tile, and modern laminate flooring throughout the home. Energy Efficiency: Stay comfortable year-round and keep utility bills low thanks to an additional 12 inches of fiberglass insulation recently installed in the attic. Basement & Mechanicals: Unfinished Full Basement: A massive, clean slate ready for your storage needs, a home gym, or future finished living space. Helitech Waterproofing: Total peace of mind comes with a professional Helitech waterproofing system installed in the basement to ensure it stays dry with a transferable warranty. Whole House Backup Generator: Never worry about power outages again with a reliable, permanent backup generator protecting the entire home. The home is also equipped with a water-powered backup sump pump system. Exterior & Parking: Lush Landscaping: The property is loaded with mature, professional looking landscaping, giving it incredible curb appeal from the moment you pull up. Attached Garage: A spacious 2 car attached garage provides plenty of room for vehicles, tools, and outdoor gear. This home has been exceptionally well-cared for and is completely turn-key. Schedule your showing today to experience this perfect blend of privacy and town convenience!

620 W Kinkead Rd, Hillsboro
Shobonier
$215,500
1 Beds ⋅ 2 Baths ⋅ 26062028 MLS ⋅ ACTIVE Status
Looking for a country home or a weekend getaway? Tucked at the end of a long lane, this property offers 5 acres with wooded areas, a pond, and plenty of room for a garden or small farm. Inside, the kitchen, dining, and living areas flow together in an open layout. Kitchen appliances, the washer, and the dryer stay. The home is plumbed for a third bathroom, and the finished porch offers flexible space for relaxing or other uses. The garage includes an area planned as a workshop that offers more possibilities. Some finishing work remains, and the home includes supplies to help complete it. Come see the setting and imagine what you could make of this property. Call to schedule your showing!

Shobonier
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