St. Louis City Homes under $400,000

St. Louis City Homes under $400,000

Welcome to St. Louis City, Missouri, where vibrant neighborhoods meet an exceptional school district, making it an ideal place for families and individuals alike. The St. Louis City School District is committed to providing quality education, fostering a nurturing environment for students from diverse backgrounds. With a variety of educational programs, dedicated teachers, and community involvement, parents can rest assured that their children are receiving a well-rounded education.

In addition to its strong educational offerings, St. Louis City boasts a wide array of homes under $400,000, making it an attractive option for first-time buyers, growing families, and investors. Whether you’re seeking a charming historic home with character or a modern townhouse with contemporary amenities, the housing market here has something for everyone.

Explore cozy bungalows nestled in tree-lined streets or spacious family homes that offer plenty of room to grow. The affordability of homes in this area allows you to invest in your future without breaking the bank, while still enjoying all the benefits of urban living.

St. Louis City is not just about homes; it’s about a lifestyle. With easy access to parks, cultural attractions, and a lively dining scene, residents can enjoy a rich community experience. Plus, with the city’s ongoing development initiatives, the area continues to thrive, ensuring that your investment is sound. Discover the charm of St. Louis City—where education, affordability, and community come together to create a perfect place to call home.

Newest St. Louis City Homes under $400,000

3628 Fillmore St, St Louis
$385,000
26063828 MLS ⋅ ACTIVE Status
Distinctive brick arches, spacious two-story porches and a landscaped garden give this Holly Hills two-family a character all its own. At 3628 Fillmore, classic St. Louis architecture meets updated interiors and inviting places to spend time outdoors. Two spacious apartments, each with two bedrooms and one full bath, are complemented by finished lower-level space, creating appealing options for owner occupancy or investment ownership. The property offers approximately 2,860 total finished square feet, including 2,448 above grade and 412 in the lower level per seller. Both apartments feature updated kitchens and bathrooms, stainless steel appliances and walk-in showers. The first-floor kitchen includes granite counters and a center island, providing a comfortable setting for everyday meals and entertaining, has two bedrooms on the first floor and a full bath with a walkout to a large covered deck in the back. The living room has built in bookshelves. The finished lower level, which features a full bathroom, a room that could be used for either an office, bedroom, or additional living space, three closets, a hallway with built-in bookshelves, and a laundry area. Additionally separate storage areas for each unit. The upstairs apartment has two bedrooms, and a large private porch on the front of the building, and also a covered deck in the back of the apartment. There is a seperate living room and dining room. There are carpet floors, and cork floor in the kitchen to keep the noise at a minimum on the first floor, underneath the carpet is hardwood that is in good condition. The unit currently rents for $1,320 per month under a lease through July 31, 2027. That rent is below market rent, with 2 bedroom apartments in the neighborhood renting for $1,600. The upstairs tenant is open to leasing the finished lower-level office/bonus space for an additional fee if the buyer desires, and has a friend interested in leasing the first-floor apartment. Both opportunities are subject to buyer approval and mutually agreed lease terms. With market rents at $1,600 for each apartment, and market rent of $400 for the finished lower level, there is potential to have $3,600 a month in monthly rental income. Outdoor living is a defining feature. Generous front and rear porches offer space for seating, meals and gathering, with a private upper front porch and a covered upper rear porch. The landscaped backyard features a fountain and garden setting that can be enjoyed from the rear porches or patio. The former garage has been transformed into storage and a covered outdoor lounge with a fireplace, adding another inviting place to relax. Together, these spaces give the property a distinctive combination of architectural detail, practical storage and outdoor enjoyment. A new architectural shingle roof was installed in February 2026, adding a significant recent improvement to the property's extensive updates. There is off street parking in the rear. The first floor and lower level could be sold furnished. Explore the Matterport tour to see the layout and details.

3628 Fillmore St, St Louis

2839 Lemp Ave, St Louis
$329,900
2 Beds ⋅ 2 Baths ⋅ 26063765 MLS ⋅ COMING SOON Status
COMING SOON. Benton Park Historic Beauty. Best of both worlds: a gorgeous historic exterior paired with a fresh, contemporary interior. Every detail has been thoughtfully executed and then meticulously cared for, creating a home that feels both timeless and totally current. From the moment you step inside, you’ll be smitten. The open living and dining layout is filled with natural light from tall historic windows, complemented by gleaming hardwood floors and beautiful built-in shelving and storage. Even the main-floor full bath brings the charm—trendy & adorable. The gourmet kitchen is a showstopper, featuring sleek two-toned cabinetry with crisp white 42” uppers and warm wood-finish lowers. A stylish island with breakfast bar seating stays with the home, offering the perfect spot for coffee, cocktails, or casual meals. With generous counter space, a timeless backsplash, and a large pantry, there’s room for your microwave, espresso machine, juicer—and then some. Upstairs, the owner’s suite feels like a true retreat, complete with an attached walk-in closet. Beautifully designed full bathroom features a separate clawfoot tub, walk-in shower, classic subway tile, and double sinks. Convenient second-floor laundry makes daily life a little easier, and the spacious second bedroom includes charming built-ins. Outside, enjoy a private fenced yard with a large patio—just in time for fall fire pit nights. There’s space for Fido, garden beds, and outdoor entertaining. The large 2-car garage offers plenty of room for storage, tools, bikes, and all your hobbies. This home perfectly blends historic charm, great bones, and modern-day comfort in beloved Benton Park. Walk to neighborhood favorites like Venice Cafe, Frazer’s, Sidney Street Cafe, Peacemaker, Gus’ Pretzels, and Budweiser Brewery. Stylish, charming, and move-in ready—this one is a must-see. Come quick.

2839 Lemp Ave, St Louis

1739 Grape Ave, St Louis
$159,900
4 Beds ⋅ 2 Baths ⋅ 26063541 MLS ⋅ ACTIVE Status
Discover the charm of this exceptional 4-bedroom, 1.5-bath ALL-BRICK home with a 1-car garage in the highly sought-after North Pointe neighborhood—one of St. Louis City’s best-kept secrets! Nestled on a quiet, serene street, this beautiful home offers over 1,900 sq. ft. of living space, tremendous curb appeal, and a welcoming community of great neighbors. Major updates include a NEW ROOF, ELECTRICAL, and PLUMBING! Step inside and immediately feel at home with stunning refinished hardwood floors, large picture windows providing plenty of natural light, an elegant hearth fireplace, and contemporary lighting. The renovated kitchen, custom full bath, separate dining room, and two spacious bedrooms complete the main level. Upstairs, you’ll find two additional generous-sized bedrooms with plenty of closet space. The finished lower level expands your living space with a large recreation/game area, bonus room, half bath, laundry/utility area, walkout access, and plenty of storage. Just off the kitchen, enjoy the sunporch with skylights—the perfect spot for your morning cup of Joe or relaxing evenings. **Priced at just $159,900, this move-in-ready home offers an incredible opportunity to enjoy homeownership without sacrificing space, updates, or location!** Conveniently located just minutes from I-70, downtown St. Louis, shopping, restaurants, parks, and more. Classic all-brick construction, major updates, affordability, and plenty of living space make this North Pointe gem a MUST SEE!

1739 Grape Ave, St Louis

8746 Park Ln, St Louis
$189,900
4 Beds ⋅ 2 Baths ⋅ 26063546 MLS ⋅ ACTIVE Status
WOW!!! Experience city living with all the updates you would expect in West County! Discover this exceptional 3-bedroom, 2-bath, all-brick home with a finished lower level, bonus room, and 1-car garage in the highly sought-after North Pointe neighborhood—one of St. Louis City’s best-kept secrets! Situated on a large corner lot, this fully renovated beauty offers over 2,100 sq. ft. of living space and fantastic curb appeal. Step inside to luxury vinyl plank flooring, large picture windows, recessed lighting, and an elegant hearth fireplace that creates a warm and inviting atmosphere. Major updates include a newer roof, HVAC, electrical, and plumbing. The stylish eat-in kitchen features 42-inch cabinetry and stainless steel appliances, while custom bathrooms showcase ceramic tile tub surrounds. Just off the kitchen, an amazing sunroom provides the perfect space for relaxing or entertaining. Upstairs, you’ll find a massive 23x15 third bedroom with a walk-in closet. The finished lower level adds even more living space with a large rec/game area, bonus room, full bath, laundry/utility area, walkout access, and ample storage. Outside, enjoy a fenced backyard ideal for entertaining, family gatherings, or simply unwinding. Conveniently located just minutes from I-70, downtown St. Louis, shopping, restaurants, parks, and more. This home delivers the space, updates, and value you’ve been looking for—the only thing missing is YOU!

8746 Park Ln, St Louis

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