63301 Homes under $400,000

63301 Homes under $400,000

Welcome to the charming community of St. Charles, Missouri, located in the heart of St. Charles County and nestled within the picturesque 63301 zip code. Known for its rich history and vibrant culture, St. Charles offers a unique blend of small-town charm and modern conveniences, making it an ideal place to call home.

For those seeking their dream home without breaking the bank, the 63301 area boasts a variety of beautiful properties priced under $400,000. Here, you can find a diverse selection of homes that cater to various lifestyles and preferences. From cozy bungalows perfect for first-time buyers to spacious family homes with ample yard space, there’s something for everyone in this thriving market.

St. Charles is not only about beautiful homes; it’s also about community. Residents enjoy access to top-rated schools, lush parks, and a vibrant downtown area filled with boutique shops, restaurants, and cultural attractions. The historic Main Street, with its charming brick buildings and lively atmosphere, is a favorite among locals and visitors alike.

Additionally, St. Charles offers convenient access to major highways, making it easy to commute to nearby cities while still enjoying the peaceful ambiance of suburban living. With its friendly atmosphere, excellent amenities, and affordable housing options, the 63301 zip code is truly a hidden gem in Missouri. Explore the possibilities and discover your perfect home in St. Charles today!

Newest 63301 Homes under $400,000

502 Pine St, St Charles
$290,000
2 Beds ⋅ 2 Baths ⋅ 26057910 MLS ⋅ ACTIVE Status
Welcome home to Midtown St. Charles! This charming corner-lot ranch delivers comfort, convenience, and style in the heart of Midtown. Inside, you'll find two bedrooms and two full bathrooms, with a recently updated kitchen and baths that make this home completely move-in ready. The finished basement adds valuable flexibility, including a dedicated office space with a large closet, ideal for working from home or hobbies. Outside, the flat backyard is ready for entertaining, complete with a firepit for those perfect evenings. A 10x12 shed provides plenty of storage for tools and project supplies. Showing notes: The shed will not be accessible until next week, or sooner. The piano will be removed prior to closing.

502 Pine St, St Charles
637 Norma Dr, St Charles
$310,000
3 Beds ⋅ 2 Baths ⋅ 26063459 MLS ⋅ ACTIVE Status
Move-in ready 3-bed, 2-bath ranch on a corner lot in Sunnybrook Park. Major systems updated: new roof (2021), new HVAC with brand-new A/C (2022), new back bedroom flooring, and a new back patio drainage pipe (2026). Kitchen offers granite countertops, maple cabinets, a deep pantry, room for a large island or table, stainless dishwasher, and a newly installed microwave (2026). The main-floor flex room addition (living room) walks out to the 12x16 deck and adds a bonus storm room in the walk-out lower level. Fully fenced backyard with brand-new chain link fencing (2023). Attached 1-car garage with opener, concrete driveway, public water/sewer, no HOA. Washer and Dryer in basement come with house. Convenient commuter location near Hwy 370 & I-70. Disclosure on file.

637 Norma Dr, St Charles
3224 Highgate Ln, St Charles
$265,000
3 Beds ⋅ 1 Baths ⋅ 26063272 MLS ⋅ ACTIVE Status
Enjoy easy ranch living with a backyard made for summer at this 3BR/1BA Saint Charles Hills home offering over 1,100 sqft plus finished LL space! Inside, the layout feels comfortable and practical with updated lighting, newer windows, an updated front door, newer water heater, an updated BA, and additional improvements throughout. The kitchen and dining areas connect easily to the outdoor space, making everyday living and entertaining simple. The finished LL adds a spacious second living area, rec room, hobby space, or flexible bonus room. Out back, the fenced yard is the true highlight with an above-ground pool and surrounding deck that create a fun, easy place to spend sunny afternoons. When the day winds down, the hot tub adds a relaxing spot to settle. There’s still room to grill, garden, lounge, or host a backyard gathering. An oversized garage adds excellent storage, workspace, and 220V service. Located in unincorporated St. Charles County with Highgate HOA amenities, multiple parks and common areas, plus easy access to shopping, dining, parks, and I-70. Jefferson Intermediate is approx. 0.3 mile away and St. Charles West High is approx. 0.4 mile away. Move-in ready and full of lifestyle perks—come see it today

3224 Highgate Ln, St Charles
1008 N Duchesne Dr, St Charles
$295,000
3 Beds ⋅ 2 Baths ⋅ 26062711 MLS ⋅ ACTIVE Status
Welcome Home! Freshly refinished HARDWOOD FLOORS and NEW INTERIOR PAINT highlight this 3 bed/2 bath RANCH home. Positioned at the beginning of a cul-de-sac, this amazing property offers a generously sized lot with a spacious fenced backyard, oversized 2 car garage and extended driveway. Both bathrooms in this all electric home have been nicely updated. Additional improvements include a 6 year old roof, an electric water heater replaced within the past few months, and an electrical panel replaced last year. All appliances stay. This functional home is ideally located in a quiet, mature, well established neighborhood that is close to highways, historic downtown St Charles, Blanchette Park, Lindenwood University and Duchesne High School. OPEN HOUSES: Friday, 10/2 4-7pm, Saturday, 10/3 12-2pm and Sunday, 10/4 1-3pm.

1008 N Duchesne Dr, St Charles
1216 N 5th St, St Charles
$399,000
3 Beds ⋅ 3 Baths ⋅ 26056635 MLS ⋅ ACTIVE Status
Welcome to a remarkable piece of St. Charles history, where the character and craftsmanship of the 1890s meet the comforts of modern living. You will feel like king of the castle perched atop a hill looking out toward the river valley. This charming 3 bedroom, 3 bath brick home offers historic architecture, incredible outdoor living, and a perspective you simply cannot recreate with new construction. 1216 N. 5th Street comes with a story to tell - according to its' historical marker, the property was once part of St. Charles' Common ground before being purchased by Henry and Casper Dallmeyer, and Eugene Thro built the home circa 1891. Its distinctive hillside design creates 2 stories at the front and 3 at the rear. Among its many former residents was Pearl Brown, a conductor for the Wabash Railroad. Step inside and experience the ingenuity of a different era. Soaring 11 foot ceilings and charming transom windows in the family and living rooms provided the original air conditioning, encouraging natural airflow long before modern HVAC. Impressive 6.5 foot tall windows fill these rooms with natural light, while classical exposed brick adds warmth, texture, and unmistakable historic character. The kitchen features trendy concrete countertops, stainless steel appliances, a gas range, and space for a cozy bistro set. A fully functional butler's pantry dramatically expands the kitchen with additional concrete counters, a sink, dishwasher, and storage, providing valuable space for preparing meals, entertaining, and cleaning up. A full bath completes the main floor, while an atrium door provides access to the upper deck. Upstairs, the historic charm continues with more transom windows, 2 bedrooms, 2 full baths, and a second laundry area. The spacious primary suite features dual closets, an eye catching feature wall, private balcony, and large 4 piece en-suite bathroom. The generously sized second bedroom offers dual window seats where you can lounge in the natural light with a book or simply watch the world go by. The lower level adds even more flexibility with a foyer, third bedroom, cozy and bright sunroom, utility room with modern systems and an additional laundry area, plus a clean and dry stone storage room that preserves another piece of the home's 19th century character. The sunroom walks out to a covered stamped paver patio, providing yet another place to enjoy the outdoors. And outdoors is where this home's elevated setting truly shines. From the rear decks and 21-foot above ground pool, your higher perspective lets you gaze across the neighborhoods below and toward the river valley, creating a wonderful sense of openness. The lower deck wraps around the pool, expanding the space for summer entertaining, while a garden, lawn shed, patio, balconies, and multiple outdoor gathering areas give you plenty of ways to enjoy the property. Then there's the garage. The massive detached 2 car garage measures approximately 27x27 with dual 9 foot garage doors capable of accommodating all but the largest vehicles. Its own 100 amp subpanel makes the space even more useful for projects and hobbies. Above it, an impressive 24x23 banquet room creates an unexpected bonus space for gatherings, celebrations, homeschooling, hobbies, or whatever your lifestyle demands. Modern conveniences include a 95% efficiency Trane HVAC system (2017), 200 amp main electrical panel, 100 amp garage subpanel, and easy street parking. This is the kind of home that makes historic Frenchtown special. You'll find the soaring ceilings, transoms, exposed brick, stonework, and craftsmanship that tell the story of generations past, paired with modern systems, updated living spaces, abundant storage, a pool, multiple decks, and a garage setup that would be difficult to duplicate today. Historic charm doesn't mean sacrificing comfort!! Open House Sunday, October 4th from 1 PM to 3 PM. Don't Sleep on Your Dream Home, Sleep in It!

1216 N 5th St, St Charles
3228 Rivercrossing Pl, St Charles
$314,900
3 Beds ⋅ 2 Baths ⋅ 26062894 MLS ⋅ ACTIVE Status
There’s an easygoing, relaxed feeling to 3228 Rivercrossing Place — a home that feels practical, and ready for what comes next. The kitchen brings personality with butcher block counters, a farmhouse sink, stainless steel appliances, a dedicated pantry and a peek-through opening that creates a natural connection to the adjoining family room. The home offers three bedrooms and two full baths, including a spacious primary suite with a private bath and walk-in closet. Storage is a standout here: both secondary bedrooms have walk-in closets of their own, and the two-car garage provides additional room for tools, bikes, seasonal gear, and everything that tends to accumulate along the way. Out back, a level, fully fenced yard with a composite deck leaves room to make it your own. Plant a garden, create a play area, entertain, or enjoy having usable outdoor space. Downstairs, the unfinished lower level offers another opportunity over time. With an egress window and sump pit already in place, there’s a solid starting point for future finished living space. Set within the Orchard Farm School District, the location keeps you close to New Town with convenient access to Highways 370 and 94. There’s something refreshing about a home that offers what you need now and room for what comes later.

3228 Rivercrossing Pl, St Charles
104 Baycrest Ct, St Charles
$350,000
3 Beds ⋅ 3 Baths ⋅ 26060793 MLS ⋅ ACTIVE Status
Welcome to this well-maintained 5-year-old two-story home in the sought after Charlestowne Landing subdivision! This home is move-in ready! As you step inside, you will be greeted with natural light, modern fixtures and finishes with an open floor plan that is perfect for everyday living and entertaining. Large living room leads to the eat-in kitchen with separate dining space. The kitchen has custom cabinetry, pantry, solid surface countertops and newer appliances. Half bath on main floor. Upstairs you will find a spacious primary suite with walk-in closet with private bath. Two additional bedrooms and a second full bath finish out the second floor. Enjoy outdoor living in the large backyard space- ideal for family bbq's. Unfinished basement includes laundry and the possibility for additional living area, home gym or recreation/family room space. This home is located within the award winning Orchard Farm School District, making it a great choice for families. You will love the nearby lakes and dog park that Charlestowne Landing has to offer.

104 Baycrest Ct, St Charles
3026 Mamelles Dr, St Charles
$314,900
3 Beds ⋅ 2 Baths ⋅ 26062113 MLS ⋅ ACTIVE Status
Incredible opportunity in sought after Mamelle Hills in the Orchard Farm School District. Walking up to this home a beautiful covered front porch greets you. Entering the home you will find a fully updated residence, a large great room with picture window greets you. You will notice a spacious kitchen with large center island, quartz countertops,ample cabinets space, stainless appliances, and large breakfast room. Breakfast room leads to a spacious patio. 3 spacious bedrooms on the main floor. Primary suite offers an added main floor laundry! A rarity in this neighborhood. There is also an additional laundry hook up in the lower level. Your secondary bathroom is stunning with a gorgeous zero entry title shower. Your walkout lower level is a blank slate and ready to be finished. You will notice the beautiful covered patio! This home features an incredible oversized garage with man door.This home is just seconds from 370,270, and in the boundaries of the sought after Orchard Farm School District!

3026 Mamelles Dr, St Charles
3413 Greiner Dr, St Charles
$325,000
3 Beds ⋅ 2 Baths ⋅ 26062380 MLS ⋅ ACTIVE Status
COMING SOON!!! Friday to start showings on this renovated split level. New deck was put on last year, a fresh paint job and a 3 seasons room not included in sqft perfectly for an office or plant propagation station!!! 3 bedrooms upstairs and an open concept. Granite countertops and a lovely window over the kitchen sink for vitamin D. Lower level has a large living space bedroom and half bath. Utilities and laundry gives extra storage to compliment the oversized garage. Walkout from lower level to additional space gets you to the fenced backyard. Trampoline can stay or go! Hopefully this is the right one for you and if not best of luck in your search!!!

3413 Greiner Dr, St Charles
18 Country Bluff Ct, St Charles
$325,000
3 Beds ⋅ 3 Baths ⋅ 26062064 MLS ⋅ ACTIVE Status
3BR/2.5BA w/2533 sqft total living space including finished lower level walk-out, main-floor laundry & two-car attached garage on cul-de sac. Deck overlooks peaceful common ground. Lower level has full bath, family room w/ gas fireplace & big storage area. Vaulted living & dining rooms plus wood flooring. Kitchen with breakfast room has a bay window. Main floor rimary bedroom suite has walk-in closet & private bath with dual sinks, separate shower & tub. Brick exterior, covered front porch, formal entry hall & concrete patio. Low $290/month condo fee covers property landscaping, roof, siding, gutters, annual termite inspection, snow removal & more.

18 Country Bluff Ct, St Charles
405 Copperfield Ct, St Charles
$359,000
2 Beds ⋅ 2 Baths ⋅ 26062125 MLS ⋅ ACTIVE Status
This is an incredible ranch home/villa with an open floor plan. Two large bedrooms and 2 full baths. HOA fee is only $100 a month and covers the lawn care. Enjoy the Screened In Porch overlooking the well cared for lush green and irrigated lawn. This home shows like a display and has been gently used and well cared for. Short distance to the New Town amenities and the Charlestowne community gazebo and playground. Interior has luxury vinyl plank on the main floor, quality 42 inch cabinets in the kitchen, under cabinet lighting, subway tile back splash, granite counter top and breakfast bar, stainless steel appliances, double door pantry, main floor laundry, 9 ft ceilings, recessed lighting, neutral wall color, paneled doors, ceiling fans, brushed nickle hardware, upgraded carpeting, custom window treatments, large walk in closet and so much more. Luxury primary bath with tall cabinets, dual sinks, linen and more. Lower Level is ready for your finish. Bathroom rough in, egress window, and plenty of space and storage. Refrigerator, washer, and dryer stay with the home. There is so much to love about this home. Come check it out!

405 Copperfield Ct, St Charles
613 Schaefer Pl, St Charles
$224,900
4 Beds ⋅ 2 Baths ⋅ 26062142 MLS ⋅ ACTIVE Status
Super cute with location and charm near old town St Charles! Only 4 homes on this quiet older street. This 4 bedroom, 2 bath home is filled with character - hardwood laminate floors, living room, eat-in kitchen with white cabinetry and newer range/dishwasher/microwave. 2nd floor has 2 large bedrooms or 1 bed and a loft space with built in shelving. The partially finished walk out lower level has a 4th bedroom/office, flex space for families, crafts or more, and a full updated bath. Detached 1 car garage. Large patio backing to woods and the quietest neighbors ever! Roof 2024, siding and gutters 2024, hwh 2022, washer and dryer stay 2021.

613 Schaefer Pl, St Charles
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