Troy Homes under $350,000

Troy Homes under $350,000

Welcome to Troy, a vibrant city nestled in the heart of Michigan, where charm meets opportunity! Known for its friendly neighborhoods, Troy boasts a rich blend of suburban tranquility and urban convenience. With its top-rated schools, lush parks, and a thriving business community, it’s no wonder families and professionals alike are drawn to this delightful city.

Troy is not just about its excellent amenities; it also offers a diverse range of cultural experiences. From art galleries to local theaters, there’s always something happening in this dynamic city. The Troy Historic Village is a must-visit, showcasing the area's history and heritage, while the bustling Somerset Collection provides an unparalleled shopping experience with high-end brands and unique boutiques.

For those seeking an affordable home in this desirable locale, Troy presents a fantastic selection of properties under $350,000. These homes offer exceptional value, combining modern amenities with classic charm. Whether you’re a first-time homebuyer or looking to downsize, you’ll find a variety of options, from cozy single-family homes to spacious townhouses. Many of these properties feature beautiful backyards, perfect for family gatherings or quiet evenings under the stars.

With its prime location just a short drive from downtown Detroit, Troy provides easy access to the city’s vibrant culture while allowing residents to retreat to a peaceful suburban lifestyle. Discover the perfect home in Troy, where your dream of affordable living in a thriving community can become a reality. Explore our listings today and take the first step towards making Troy your new home!

Newest Troy Homes under $350,000

64 S Ridge Rd, Troy
$314,900
3 Beds ⋅ 3 Baths ⋅ 26063500 MLS ⋅ ACTIVE Status
Country Living in a Great Location Can Be Yours! - This (3) Bedroom, (2.5) Bath Ranch Home with a (2) Car Garage in the Troy School District has so much to offer! Many custom features that include arched entry-ways from the vaulted and beamed ceiling in the front room with bay window and display niche. There is a large eat-in kitchen with KitchenAid appliances that include a smooth top range, microwave, wall oven, dishwasher, and (3) door refrigerator. There is a large pantry and slider that leads to the large deck that overlooks the backyard with a view of the neighbor's lake! The main level also includes (3) bedrooms and (2) baths. One bedroom is currently converted to a main floor laundry that includes a washer and dryer. (Basement hookups are still available) The lower level is partially finished with a half bath and sleeping area. The large living area has a wood burning stove with custom brick hearth and firewood holder. There are two very nice, finished storage rooms that include water heater, softener and furnace. The lower-level slider walks out to the covered patio that extends under the deck of the level yard and fenced dog run. This home is ready for its new owner with many items included for an easy move!

64 S Ridge Rd, Troy
108 Wingate Dr, Troy
$315,000
3 Beds ⋅ 3 Baths ⋅ 26063784 MLS ⋅ ACTIVE Status
Welcome home to over 2,700 sq. ft. of living space in this amazing great-room ranch, where the layout is open, the fireplace anchors the main living space, and the backyard is every bit as good as the house. Vaulted ceilings, a wood-burning fireplace and an open kitchen/dining setup make the main level feel connected and easy. The primary suite gives you a luxe private bath(separate tub and shower) and walk-in closet, with two additional bedrooms, another full bath and main-floor laundry completing the main level. Downstairs, the finished walkout adds a huge amount of usable living space for movie nights, work-from-home, game days, workouts, or guests. And then there’s the backyard — big, flat and fully fenced, with a large deck, firepit area, shed and enough space to actually use. Kids can run. Dogs can run. Friends can stay late. There’s room for a garden, a playset, a football game or nothing at all. Add the covered front porch, wide drive way, 3 neighborhood playgrounds and 2 ponds, and this one feels like home the minute you walk through it.

108 Wingate Dr, Troy
901 Main St, Troy
$270,000
3 Beds ⋅ 1 Baths ⋅ 26063687 MLS ⋅ COMING SOON Status
Welcome to 901 Main St in Troy! This 3 bedroom, 1 bathroom home offers comfortable living with plenty of space to make your own. Step inside to find beautiful hardwood floors in the living room and a functional layout throughout. The former garage has been converted into a bonus/game room, providing additional space perfect for entertaining, a home office, playroom, or second living area. The partially finished basement offers even more usable space along with plenty of potential. Outside, enjoy a roughly 12' x 14' deck located just off the side of the home- great for relaxing, grilling, or entertaining. Conveniently located in Troy with easy access to local shopping, dining, schools, and amenities. Schedule your showing and come see what this home has to offer.

901 Main St, Troy
181 Harris St, Troy
$349,000
3 Beds ⋅ 2 Baths ⋅ 26062798 MLS ⋅ COMING SOON Status
Brand new without the cookie-cutter subdivision feel! Welcome to 181 Harris Street, where new construction meets the charm of an established Troy neighborhood. This 3-bedroom, 2-bath home offers 1,400 sq. ft. with quartz countertops, modern finishes, and a primary suite complete with a walk-in closet. The roomy 2-car garage has space for a full-size truck, while the unfinished lower level is ready for whatever comes next—with a bathroom rough-in and egress window already in place for a potential 4th bedroom. Set on a city lot in a mature neighborhood close to town, this one gives you the best of both worlds: everything is new, but the neighborhood isn’t! *Agent Owned

181 Harris St, Troy
117 Hickory Dr, Troy
$264,900
3 Beds ⋅ 3 Baths ⋅ 26063161 MLS ⋅ COMING SOON Status
Say "Home Sweet Home" to the perfect place you've been looking for! Located right in the heart of Troy, this 3 bed, 2.5 bath home has been so well taken care of and ready for you to move in. You will find tons of cabinets, pantry and counter space in this great eat in kitchen; off the kitchen you will find sliding glass door to back yard that has tons of room with large deck and is fully fenced. Home also has spacious two car garage with extra space for storage. You will find main floor laundry just off kitchen as well as a second laundry hook up in basement. Full basement is a walk out and holds a half bath that could be extended into a full bath. More info and professional pictures to come; home is scheduled to go active after labor day. Schedule your showing today!

117 Hickory Dr, Troy
5 Rockford Ct, Troy
$280,000
3 Beds ⋅ 2 Baths ⋅ 26063032 MLS ⋅ COMING SOON Status
Great home in the highly sought after Hamptons subdivision in Troy, Mo! Enjoy close by convenience with the peace and quiet of cul-de-sac life. This 3 bedroom, 2 full bathroom home features an open floor plan, brick gas-fireplace, and beautiful backyard. House as been updated with LVP flooring throughout most of the main level and has a full glass door leading out to the back yard. Master bedroom is large and has an ensuite bath and big closet, making it the perfect private retreat at the end of a long day. The main floor is laid out very thoughtfully with the laundry room coming right off the 2 car attached garage. Downstairs you'll find a blank canvas, ready for you to finish it off any way you see fit. Great location just 2 minutes from Highway 61, quick commute to St Charles County and Saint Louis. Home comes equiped with a water softener and whole home humidifier.

5 Rockford Ct, Troy
209 John St, Troy
$315,000
3 Beds ⋅ 3 Baths ⋅ 26063016 MLS ⋅ ACTIVE Status
Brand new and Move in Ready! Located within walking distance of schools, restaurants and shopping. Beautiful brand-new two-story home offering 3 bedrooms, 2.5 baths, and 1,632 sq ft of thoughtfully designed living space. This modern build features an open-concept main level with a bright living area, stylish kitchen finishes with shaker cabinets, Granite counters, eat-in island and a convenient guest bath. Iron spindles and upgraded wood banister leading to upstairs. Upstairs, includes a spacious primary suite with its own full bath with dual sink vanity and large walk-in closet. Two additional bedrooms, and a second full bath also upstairs. All Plumbing Fixtures, Door Hardware and light fixtures have been upgraded to a Black Finish. Two Panel doors and tilt-in windows throughout. Downstairs you will find an open canvas, sump pump/pit and an egress window for future finish. Exterior includes upgraded architectural shingles, Vertical Board and Baton Siding plus shake with Sill High Stone and craftsman style columns. Schedule your showing today!

209 John St, Troy
24 Saint Kathleen Ct, Troy
$294,900
3 Beds ⋅ 2 Baths ⋅ 26062221 MLS ⋅ COMING SOON Status
Welcome to this charming 3-bedroom, 2-bathroom home offering over 1,400 square feet of living space. The open floor plan features a vaulted living room with a cozy wood-burning fireplace, spacious foyer, and inviting primary suite. Hardwood flooring runs through the kitchen, dining area, laundry, and foyer. The primary bedroom features a vaulted ceiling and a 7x4 walk-in closet with built-in shelving. The dining area includes a sliding glass door leading to the patio, making it easy to enjoy the outdoor space. Additional features include main-floor laundry and a level corner lot. Conveniently located near major roads for an easy commute and just minutes from Cuivre River State Park, offering swimming, fishing, hiking, and more. Don't miss the chance to make this yours!

24 Saint Kathleen Ct, Troy
1041 Park Hills Pkwy, Troy
$334,900
3 Beds ⋅ 2 Baths ⋅ 26062195 MLS ⋅ ACTIVE Status
Brand new home ready for new owners! Home was just completed September 2026 and seller was unable to move in, so you are able to get a brand new home without waiting for the time to build! Popular ranch home with open floor plan, on a huge, level look out lot! Spacious great room was lots of large windows, giving you tons of natural light! You'll love the huge island with breakfast bar, neutral cabinets, and gorgeous solid surface countertops! Plus gas stove that you will love for cooking, stainless appliances, desirable single deep sink and tons of can lights! Dining area and sliding door with access to future deck. Spacious primary suite with large walk-in closet, and full bath with 5' shower and adult height vanity with so much counter space! Two additional bedrooms + 2nd full bath on the main level. Large main floor laundry. Look out lower level with large windows also providing lots of natural light and perfect space to finish and add more living area and additional bedroom. Rough in bath & sump pump makes it ready & easy to finish! Sod will be installed by builder shortly. Builder warranty in force.

1041 Park Hills Pkwy, Troy
100 Cuivre Ridge Dr, Troy
$295,000
3 Beds ⋅ 3 Baths ⋅ 26061150 MLS ⋅ ACTIVE Status
Enjoy a short country drive to 100 Cuivre Ridge Dr. in Troy. The home welcomes you with a spacious front porch, .46 acre lot, and approx. 2,500 sq ft of finished living space. Inside, the main level features vaulted ceilings throughout, newer flooring, and a functional layout with a spacious living room, kitchen/dining area with access to the deck, and main-floor laundry. The primary suite offers a private full bath and walk-in closet. Two additional bedrooms and a spacious hall bath complete the main level. The finished walkout lower level adds even more living space with a large rec room, half bath, and walk out access to the backyard. An oversized steel-frame garage with vaulted ceiling is another standout feature, offering plenty of room for parking and storage. Recent updates include a new water heater, approximately 3-year-old roof, and newer flooring. Enjoy the feel of country living with convenient access to both Hwy 61 and Hwy 79. With its vaulted ceilings, finished walkout lower level, oversized garage, .46-acre lot, and beautiful setting, this home offers features and a location that can be hard to find at this price point! Professional photos coming soon! Showings begin Thursday, 9/24.

100 Cuivre Ridge Dr, Troy
913 Long Branch Rd, Troy
$289,000
3 Beds ⋅ 3 Baths ⋅ 26060013 MLS ⋅ ACTIVE UNDER CONTRACT Status
Move-In Ready in Country Village – Triad School District! Welcome to this beautifully maintained home in the highly sought-after Triad School District, ready for its next family from day one. Step inside to an open floor plan where the living room flows seamlessly into the eat-in kitchen — perfect for entertaining or everyday family life. The kitchen impresses with an abundance of cabinet space, and all appliances stay, making this a true turnkey opportunity. The main level offers a spacious primary suite with its own private bathroom, plus two additional bedrooms and a full hall bathroom. Neutral paint and flooring run throughout, giving you a fresh, move-in-ready home from the moment you walk in. Enjoy the outdoors in the large screened-in deck — an ideal spot for morning coffee or evening relaxation, rain or shine. The finished walkout lower level expands your living space with a family room complete with a bar, plus a convenient half bathroom — perfect for hosting or a second living area. Car enthusiasts and EV owners will love the oversized two-car side-entry garage, complete with an electric vehicle hookup. Outside, enjoy a generously sized, fully fenced backyard built for making memories — featuring a newer shed, a garden area ready for planting, and a playset already in place for fun! As an added bonus, the seller is including a Choice Home Warranty "Choice Plus" plan for the buyer — extra peace of mind from day one in your new home! Don't miss this rare combination of move-in-ready condition, functional space, and an unbeatable location.

913 Long Branch Rd, Troy
1225 Shingle Oak Ct, Troy
$330,000
3 Beds ⋅ 3 Baths ⋅ 26059568 MLS ⋅ ACTIVE Status
Welcome home to this spacious 3-bedroom, 2-bath home offering an open floor plan and plenty of room inside and out! The main level features a welcoming living area that flows into the kitchen with a center island, plus convenient main-floor laundry. The 2-car garage and extended driveway provide plenty of parking, including space for a camper, RV, trailer, or additional vehicles. Outside, the fully fenced backyard features low-maintenance vinyl fencing and a large patio perfect for entertaining. Need extra workspace or storage? The 23x19outbuilding is ready to go with two roll-up doors, 220V electric, and a wood-burning stove. The partially finished basement adds even more usable space with a huge rec room, an office or potential additional sleeping area, a full bathroom, and plenty of unfinished space for storage. With flexible living space, great outdoor features, and a shop that’s hard to find, this home has a lot to offer

1225 Shingle Oak Ct, Troy
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