Troy Homes under $400,000

Troy Homes under $400,000

Welcome to Troy, Michigan – a vibrant city that perfectly blends suburban tranquility with urban convenience. Nestled just north of Detroit, Troy is renowned for its exceptional schools, lush parks, and a thriving business environment. This charming city boasts a rich history, diverse community, and an array of amenities that make it an ideal place to call home.

Troy is particularly appealing for families and young professionals alike, offering a wealth of recreational opportunities. From the expansive Troy Historic Village to the picturesque parks like the 250-acre Bloomer Park, there’s no shortage of outdoor activities to enjoy. The city is also home to the famous Somerset Collection, a premier shopping destination featuring high-end retailers and delightful dining options.

For those searching for their dream home, Troy presents an impressive selection of properties under $400,000. Here, you can find a variety of charming single-family homes, townhouses, and condominiums that cater to different lifestyles and preferences. Many of these residences feature modern amenities, spacious layouts, and beautifully landscaped yards, making them perfect for families or individuals looking to settle down.

With its strong sense of community, excellent public services, and a strategic location that provides easy access to major highways and public transportation, Troy is not just a place to live; it’s a place to thrive. Explore the homes available in this delightful city and discover why Troy is the perfect backdrop for your next chapter. Whether you're a first-time homebuyer or looking to upgrade, Troy is ready to welcome you home!

Newest Troy Homes under $400,000

64 S Ridge Rd, Troy
$314,900
3 Beds ⋅ 3 Baths ⋅ 26063500 MLS ⋅ ACTIVE Status
Country Living in a Great Location Can Be Yours! - This (3) Bedroom, (2.5) Bath Ranch Home with a (2) Car Garage in the Troy School District has so much to offer! Many custom features that include arched entry-ways from the vaulted and beamed ceiling in the front room with bay window and display niche. There is a large eat-in kitchen with KitchenAid appliances that include a smooth top range, microwave, wall oven, dishwasher, and (3) door refrigerator. There is a large pantry and slider that leads to the large deck that overlooks the backyard with a view of the neighbor's lake! The main level also includes (3) bedrooms and (2) baths. One bedroom is currently converted to a main floor laundry that includes a washer and dryer. (Basement hookups are still available) The lower level is partially finished with a half bath and sleeping area. The large living area has a wood burning stove with custom brick hearth and firewood holder. There are two very nice, finished storage rooms that include water heater, softener and furnace. The lower-level slider walks out to the covered patio that extends under the deck of the level yard and fenced dog run. This home is ready for its new owner with many items included for an easy move!

64 S Ridge Rd, Troy
108 Wingate Dr, Troy
$315,000
3 Beds ⋅ 3 Baths ⋅ 26063784 MLS ⋅ ACTIVE Status
Welcome home to over 2,700 sq. ft. of living space in this amazing great-room ranch, where the layout is open, the fireplace anchors the main living space, and the backyard is every bit as good as the house. Vaulted ceilings, a wood-burning fireplace and an open kitchen/dining setup make the main level feel connected and easy. The primary suite gives you a luxe private bath(separate tub and shower) and walk-in closet, with two additional bedrooms, another full bath and main-floor laundry completing the main level. Downstairs, the finished walkout adds a huge amount of usable living space for movie nights, work-from-home, game days, workouts, or guests. And then there’s the backyard — big, flat and fully fenced, with a large deck, firepit area, shed and enough space to actually use. Kids can run. Dogs can run. Friends can stay late. There’s room for a garden, a playset, a football game or nothing at all. Add the covered front porch, wide drive way, 3 neighborhood playgrounds and 2 ponds, and this one feels like home the minute you walk through it.

108 Wingate Dr, Troy
901 Main St, Troy
$270,000
3 Beds ⋅ 1 Baths ⋅ 26063687 MLS ⋅ COMING SOON Status
Welcome to 901 Main St in Troy! This 3 bedroom, 1 bathroom home offers comfortable living with plenty of space to make your own. Step inside to find beautiful hardwood floors in the living room and a functional layout throughout. The former garage has been converted into a bonus/game room, providing additional space perfect for entertaining, a home office, playroom, or second living area. The partially finished basement offers even more usable space along with plenty of potential. Outside, enjoy a roughly 12' x 14' deck located just off the side of the home- great for relaxing, grilling, or entertaining. Conveniently located in Troy with easy access to local shopping, dining, schools, and amenities. Schedule your showing and come see what this home has to offer.

901 Main St, Troy
35 Chinkapin Ct, Troy
$365,000
4 Beds ⋅ 4 Baths ⋅ 26063221 MLS ⋅ ACTIVE Status
Spacious 3+ bedroom ranch with possible 4 bedrooms & 4 baths (3 full baths & 1 half bath); open floor plan, vaulted ceilings, very large walk-in pantry, more than adequate private main floor laundry room, lots of kitchen cabinets; 2 dishwashers in kitchen, & breakfast/dining room area. Split bedroom floor plan with good sized primary bedroom & tray ceiling, huge walk-in closet, luxury bath, dual basins, jetted tub, & separate shower. All good sized bedrooms, large double closets, many windows throughout, composite deck off breakfast/dining area & partially finished LL w/possible 4th bedroom/office/den & full bath, & lots of storage area. Aggregate patio across back of house, above ground pool, .64/acre lot backing to trees & woods, 3 car garage & aggregate 3 car driveway! A lot of house for the $$$$$$. Annual HOA fee is $150 and water is $55/month. Seller is offering a one year Home Protection Plan to buyers at closing. This house is going to sell fast so please schedule your appointments NOW and be in your new home for the Holidays!!!!

35 Chinkapin Ct, Troy
181 Harris St, Troy
$349,000
3 Beds ⋅ 2 Baths ⋅ 26062798 MLS ⋅ COMING SOON Status
Brand new without the cookie-cutter subdivision feel! Welcome to 181 Harris Street, where new construction meets the charm of an established Troy neighborhood. This 3-bedroom, 2-bath home offers 1,400 sq. ft. with quartz countertops, modern finishes, and a primary suite complete with a walk-in closet. The roomy 2-car garage has space for a full-size truck, while the unfinished lower level is ready for whatever comes next—with a bathroom rough-in and egress window already in place for a potential 4th bedroom. Set on a city lot in a mature neighborhood close to town, this one gives you the best of both worlds: everything is new, but the neighborhood isn’t! *Agent Owned

181 Harris St, Troy
117 Hickory Dr, Troy
$264,900
3 Beds ⋅ 3 Baths ⋅ 26063161 MLS ⋅ COMING SOON Status
Say "Home Sweet Home" to the perfect place you've been looking for! Located right in the heart of Troy, this 3 bed, 2.5 bath home has been so well taken care of and ready for you to move in. You will find tons of cabinets, pantry and counter space in this great eat in kitchen; off the kitchen you will find sliding glass door to back yard that has tons of room with large deck and is fully fenced. Home also has spacious two car garage with extra space for storage. You will find main floor laundry just off kitchen as well as a second laundry hook up in basement. Full basement is a walk out and holds a half bath that could be extended into a full bath. More info and professional pictures to come; home is scheduled to go active after labor day. Schedule your showing today!

117 Hickory Dr, Troy
5 Rockford Ct, Troy
$280,000
3 Beds ⋅ 2 Baths ⋅ 26063032 MLS ⋅ COMING SOON Status
Great home in the highly sought after Hamptons subdivision in Troy, Mo! Enjoy close by convenience with the peace and quiet of cul-de-sac life. This 3 bedroom, 2 full bathroom home features an open floor plan, brick gas-fireplace, and beautiful backyard. House as been updated with LVP flooring throughout most of the main level and has a full glass door leading out to the back yard. Master bedroom is large and has an ensuite bath and big closet, making it the perfect private retreat at the end of a long day. The main floor is laid out very thoughtfully with the laundry room coming right off the 2 car attached garage. Downstairs you'll find a blank canvas, ready for you to finish it off any way you see fit. Great location just 2 minutes from Highway 61, quick commute to St Charles County and Saint Louis. Home comes equiped with a water softener and whole home humidifier.

5 Rockford Ct, Troy
209 John St, Troy
$315,000
3 Beds ⋅ 3 Baths ⋅ 26063016 MLS ⋅ ACTIVE Status
Brand new and Move in Ready! Located within walking distance of schools, restaurants and shopping. Beautiful brand-new two-story home offering 3 bedrooms, 2.5 baths, and 1,632 sq ft of thoughtfully designed living space. This modern build features an open-concept main level with a bright living area, stylish kitchen finishes with shaker cabinets, Granite counters, eat-in island and a convenient guest bath. Iron spindles and upgraded wood banister leading to upstairs. Upstairs, includes a spacious primary suite with its own full bath with dual sink vanity and large walk-in closet. Two additional bedrooms, and a second full bath also upstairs. All Plumbing Fixtures, Door Hardware and light fixtures have been upgraded to a Black Finish. Two Panel doors and tilt-in windows throughout. Downstairs you will find an open canvas, sump pump/pit and an egress window for future finish. Exterior includes upgraded architectural shingles, Vertical Board and Baton Siding plus shake with Sill High Stone and craftsman style columns. Schedule your showing today!

209 John St, Troy
234 Sweetgum Ct, Troy
$389,900
5 Beds ⋅ 4 Baths ⋅ 26062810 MLS ⋅ COMING SOON Status
Spacious 5-Bedroom Home with Beautiful Updates & Plenty of Extras! This inviting 5-bedroom, 3.5-bath home offers a great floor plan, stylish updates, and plenty of space for the whole family. New roof in 2025 and new main floor flooring installed less than a year ago! The main level welcomes you with 9-foot ceilings and a comfortable, open feel. Enjoy the cozy gas fireplace, formal dining room, bonus room with French doors, and convenient main-floor laundry. Kitchen features new countertops, stainless steel appliances, and an open layout that makes entertaining a breeze. Step through the sliding glass door onto the pretty deck and take in the peaceful backyard setting. The private lot backs to woods, giving you a beautiful natural backdrop and a little extra privacy. And don't be surprised if you spot a deer or two—even though you're right in town! Upstairs you'll find four bedrooms and two full baths, including a spacious primary suite with a large walk-in closet. The finished walkout basement adds even more living space and includes a 5th bedroom and full bath. With its great layout, finished walkout basement, private wooded backdrop, and convenient Troy location, this is the move-in-ready home your family has been looking for!

234 Sweetgum Ct, Troy
38 Cedarbrooke, Troy
$375,000
3 Beds ⋅ 2 Baths ⋅ 26062602 MLS ⋅ ACTIVE Status
Set against a beautiful lake backdrop, this impressive atrium-style home offers a striking combination of spacious interiors, thoughtful design, and captivating lake views. The layout creates an open, light-filled atmosphere while showcasing the peaceful lake setting from multiple areas of the home. The main level features a generously sized primary suite designed for comfort and relaxation, complete with a large walk-in closet, dual vanities, separate shower, and jetted tub. Expansive living areas provide a versatile setting for everyday living and entertaining, while the home's elevated design creates a natural connection between the interior and the surrounding landscape. Step onto the deck and take in the tranquil lake views—an ideal setting for enjoying morning coffee, an evening beverage, or simply appreciating the scenery throughout the day. The lower level adds exceptional flexibility with a huge den featuring lookout windows, plumbing already in place for a future bathroom, and additional insulated unfinished space offering potential for future finishing, recreation, hobbies, storage, or a customized area. A large 3-car garage provides abundant space for vehicles, equipment, storage, and everyday convenience. Located in Troy, the property offers easy access to local shopping, dining, parks, schools, and community amenities, while nearby Tri-Township Park features walking trails, recreational fields, playgrounds, courts, disc golf, a lake, and additional outdoor amenities. Convenient access to major roadways also makes connecting throughout the Metro East and surrounding communities straightforward. With its picturesque lake setting, distinctive atrium-style architecture, spacious primary suite, expansive lower level, and impressive 3-car garage, this home presents a unique opportunity to enjoy generous living spaces with beautiful views and exceptional versatility. Property details, dimensions, permitted uses, and all information should be independently verified by the buyer and buyer's agent.

38 Cedarbrooke, Troy
625 Rhapsody Ln, Troy
$372,500
2 Beds ⋅ 2 Baths ⋅ 26061587 MLS ⋅ ACTIVE Status
Welcome to 625 Rhapsody Lane in Troy, IL, an upscale new construction villa in the highly desirable 55+ Serenade Villas community. This beautifully crafted home offers exceptional curb appeal with timeless brick and stone exterior detailing, setting the tone for the quality and thoughtful design found throughout. Step inside to a bright, open layout featuring a spacious living room with a built-in electric fireplace and stylish shiplap surround. The kitchen is designed for both everyday living and entertaining, showcasing a large center island, upgraded cabinetry, and granite countertops, all flowing into the dining area under a soaring vaulted ceiling that creates an airy, welcoming feel. The primary suite is a relaxing retreat with a private bath featuring dual vanities, a tiled shower, and a generous walk-in closet. A second bedroom provides comfortable space for guests, while the bonus room offers outstanding flexibility - ideal for a home office, craft room, hobby space, or additional sitting area. Enjoy the outdoors from your covered patio, perfect for relaxing with morning coffee or evening downtime. Additional highlights include no-step living throughout, luxury vinyl plank and ceramic tile flooring, and a 2-car garage with extra storage. Conveniently located near shopping, dining, parks, a stocked pond, walking trails, and quick interstate access, this home delivers the perfect blend of comfort, convenience, and modern low-maintenance living in Troy.

625 Rhapsody Ln, Troy
428 Avalon Dr, Troy
$400,000
4 Beds ⋅ 4 Baths ⋅ 26062268 MLS ⋅ ACTIVE Status
Space, style, and versatility come together in this impressive 4-bedroom, 3.5-bath home! The spacious owner’s suite offers a private retreat, complete with a recently renovated en-suite bathroom featuring a fresh, updated feel. The finished basement provides additional living space with endless possibilities for entertaining, a home office, or guest accommodations. Gather around the cozy fireplace or enjoy the privacy of the fenced backyard. The 3-car garage provides exceptional parking and storage, while the detached workshop shed is a true standout, featuring both heating and AC for year-round comfort; perfect for hobbies, projects, a workshop, or additional workspace. With a thoughtfully designed floor plan, generous living spaces, and unique features throughout, this home offers the space and flexibility you’ve been looking for!

428 Avalon Dr, Troy
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